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Single Family ResidenceResidential
$111,536$48 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12992 BELLE RIVER RD

RILEY, MI 48041
2
Baths
2,328 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.95 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$112K
$95K low$128K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.81%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$125,000
CHOICEONE BANK A MICHIGAN STATE CHARTERE · recorded Nov 3, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,276 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$96,400 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$96,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$192,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Clair
Lot (acres)The size of the land the home sits on, from county records.0.95
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Memphis Elementary SchoolA-
Elementary · Grades PK–5 · 4.4 mi
M
Memphis Juniorsenior High SchoolB+
Middle · Grades 6–12 · 4.5 mi

District: Memphis Community Schools

Neighborhood · ZIP 48041These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,709
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.93 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,948
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,780
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12992 Belle River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Memphis 48041
  • Among the lowest price per square foot in Memphis 48041
  • Bigger than 88% of homes in St. Clair County
  • Has a smaller lot than 76% of homes in Memphis 48041
  • Older than 96% of homes in St. Clair County

What homes are worth in Memphis 48041

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$498K

This home is worth more than 3% of homes in Memphis 48041.

How it measures up in Memphis 48041

The dot is this home. The mark in the middle is the typical home in Memphis 48041.

Estimated value$111,536
CheaperTypical $231,616Pricier

Pricier than 3% of homes nearby

Price per ft²$48
CheaperTypical $148Pricier

Cheaper than almost all homes nearby

Living area2,328 ft²
SmallerTypical 1,603 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.95 ac
SmallerTypical 3.25 acBigger

Bigger than 24% of homes nearby

Year built1900
OlderTypical 1986Newer

Newer than 7% of homes nearby

How 12992 Belle River Rd ranks against every home in each area.
MeasureThis homeMemphis 48041St. Clair County
Estimated valuepricier than$111,5363% of homes12% of homes
Price per ft²pricier than$48almost no homesalmost no homes
Living areabigger than2,328 ft²87% of homes88% of homes
Lot sizebigger than0.95 ac24% of homes62% of homes
Year builtnewer than19007% of homes4% of homes

About 12992 Belle River Rd

How much is 12992 Belle River Rd, Riley, MI worth?

The TopHap Estimate for 12992 Belle River Rd, Riley, MI is $111,536 as of Jul 14, 2026. The likely range is $94,773 to $128,299. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 12992 Belle River Rd, Riley, MI?

12992 Belle River Rd, Riley, MI has 2 bathrooms, 2,328 square feet of living space and a 0.95-acre lot.

When was 12992 Belle River Rd, Riley, MI built?

12992 Belle River Rd, Riley, MI was built in 1900, making it 126 years old.

What schools serve 12992 Belle River Rd, Riley, MI?

12992 Belle River Rd, Riley, MI is assigned to Memphis Elementary School (elementary), rated A-; Memphis Juniorsenior High School (middle), rated B+. All sit in Memphis Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12992 Belle River Rd, Riley, MI compare to other homes in Memphis 48041?

Among the 1,618 homes in Memphis 48041, it is worth more than 3% of them ($111,536 against a typical $231,616), its price per square foot is higher than almost none of them ($48 against a typical $148), it is bigger than 87% of them (2,328 ft² against a typical 1,603 ft²), its lot is bigger than 24% of them (0.95 ac against a typical 3.25 ac) and it is newer than 7% of them (1900 against a typical 1986). Measured against all of St. Clair County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12992 Belle River Rd, Riley, MI?

The 2024 property tax bill for 12992 Belle River Rd, Riley, MI was $1,276. The county assessed it at $96,400.

Closest homes

More homes in Riley 48041

Assigned schools

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