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Single Family ResidenceResidential
$884,129$735 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $825,000 on Sep 5, 2024

14 RISSKA RD

HARPSWELL, ME 04079
2
Beds
1
Baths
1,203 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$884K
$803K low$966K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$825,000 · Sep 5, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$584,129
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$467,303
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
CROSSCOUNTRY MORTGAGE INC · P · recorded Sep 5, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,176 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$476,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$236,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$240,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$380,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.71 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.0.34
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckBoat access

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harpswell Community SchoolA
Elementary · Grades KG–5 · 5.0 mi
H
Mt Ararat High SchoolC
High · Grades 9–12 · 10.9 mi
M
Mt Ararat Middle SchoolB-
Middle · Grades 6–8 · 11.3 mi

District: School Administrative District 75

Neighborhood · ZIP 04079These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.156
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,995
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,913
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,564
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14 Risska Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Cumberland County
  • Costs more per square foot than 95% of homes in Cumberland County
  • Smaller than 69% of homes in Harpswell 04079
  • Has a smaller lot than 81% of homes in Harpswell 04079

What homes are worth in Harpswell 04079

Each bar is how many homes fall in that price range. The marker is this home.

This home
$279K$2M

This home is worth more than 70% of homes in Harpswell 04079.

How it measures up in Harpswell 04079

The dot is this home. The mark in the middle is the typical home in Harpswell 04079.

Estimated value$884,129
CheaperTypical $687,381Pricier

Pricier than 70% of homes nearby

Price per ft²$735
CheaperTypical $438Pricier

Pricier than 87% of homes nearby

Living area1,203 ft²
SmallerTypical 1,597 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.34 ac
SmallerTypical 1.02 acBigger

Bigger than 19% of homes nearby

Year built1988
OlderTypical 1980Newer

Newer than 60% of homes nearby

How 14 Risska Rd ranks against every home in each area.
MeasureThis homeHarpswell 04079Cumberland County
Estimated valuepricier than$884,12970% of homes82% of homes
Price per ft²pricier than$73587% of homes95% of homes
Living areabigger than1,203 ft²31% of homes32% of homes
Lot sizebigger than0.34 ac19% of homes35% of homes
Year builtnewer than198860% of homes63% of homes

About 14 Risska Rd

How much is 14 Risska Rd, Harpswell, ME worth?

The TopHap Estimate for 14 Risska Rd, Harpswell, ME is $884,129 as of Jul 14, 2026. The likely range is $802,641 to $965,617. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14 Risska Rd, Harpswell, ME last sell?

14 Risska Rd, Harpswell, ME last sold on Sep 5, 2024 for $825,000, according to the county's recorded deed.

How big is 14 Risska Rd, Harpswell, ME?

14 Risska Rd, Harpswell, ME has 2 bedrooms, 1 bathrooms, 1,203 square feet of living space and a 0.34-acre lot.

When was 14 Risska Rd, Harpswell, ME built?

14 Risska Rd, Harpswell, ME was built in 1988, making it 38 years old. It is a cape cod home. The building has 1 story.

What schools serve 14 Risska Rd, Harpswell, ME?

14 Risska Rd, Harpswell, ME is assigned to Harpswell Community School (elementary), rated A; Mt Ararat High School (high), rated C; Mt Ararat Middle School (middle), rated B-. All sit in School Administrative District 75. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14 Risska Rd, Harpswell, ME compare to other homes in Harpswell 04079?

Among the 3,380 homes in Harpswell 04079, it is worth more than 70% of them ($884,129 against a typical $687,381), its price per square foot is higher than 87% of them ($735 against a typical $438), it is bigger than 31% of them (1,203 ft² against a typical 1,597 ft²), its lot is bigger than 19% of them (0.34 ac against a typical 1.02 ac) and it is newer than 60% of them (1988 against a typical 1980). Measured against all of Cumberland County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14 Risska Rd, Harpswell, ME?

The 2025 property tax bill for 14 Risska Rd, Harpswell, ME was $3,176. The county assessed it at $476,900.

Closest homes

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Assigned schools

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