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Single Family ResidentialResidential
$271,182$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1404 US ROUTE 40

TOLEDO, IL 62468
0
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8 ac
Lot SizeThe size of the land the home sits on, from county records.
2012
Year BuiltThe year the home was originally built, according to county records.

Valuation

$271K
$250K low$293K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$271,182
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$216,946

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$113,563 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,651
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$93,912
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$81,019
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$340,689

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
65
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.31 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.8.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cumberland Elementary SchoolA-
Elementary · Grades PK–4 · 2.3 mi
H
Cumberland High SchoolB
High · Grades 9–12 · 2.3 mi
M
Cumberland Middle SchoolC-
Middle · Grades 5–8 · 2.3 mi

District: Cumberland Community Unit School District 77

Neighborhood · ZIP 62468These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.107

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.2,168
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,258
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,991
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1404 Us Route 40 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Toledo 62468
  • Costs more per square foot than 94% of homes in Toledo 62468
  • Has a bigger lot than 81% of homes in Toledo 62468
  • Newer than 97% of homes in Toledo 62468

What homes are worth in Toledo 62468

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$398K

This home is worth more than 85% of homes in Toledo 62468.

How it measures up in Toledo 62468

The dot is this home. The mark in the middle is the typical home in Toledo 62468.

Estimated value$271,182
CheaperTypical $154,991Pricier

Pricier than 85% of homes nearby

Price per ft²$226
CheaperTypical $117Pricier

Pricier than 94% of homes nearby

Living area1,200 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than 40% of homes nearby

Lot size8 ac
SmallerTypical 1 acBigger

Bigger than 81% of homes nearby

Year built2012
OlderTypical 1965Newer

Newer than 97% of homes nearby

How 1404 Us Route 40 ranks against every home in each area.
MeasureThis homeToledo 62468Cumberland County
Estimated valuepricier than$271,18285% of homes82% of homes
Price per ft²pricier than$22694% of homes91% of homes
Living areabigger than1,200 ft²40% of homes43% of homes
Lot sizebigger than8 ac81% of homes80% of homes
Year builtnewer than201297% of homes97% of homes

About 1404 Us Route 40

How much is 1404 Us Route 40, Toledo, IL worth?

The TopHap Estimate for 1404 Us Route 40, Toledo, IL is $271,182 as of Jul 14, 2026. The likely range is $249,552 to $292,812. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1404 Us Route 40, Toledo, IL last sell?

1404 Us Route 40, Toledo, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1404 Us Route 40, Toledo, IL?

1404 Us Route 40, Toledo, IL has 1,200 square feet of living space and a 8.00-acre lot.

When was 1404 Us Route 40, Toledo, IL built?

1404 Us Route 40, Toledo, IL was built in 2012, making it 14 years old.

What schools serve 1404 Us Route 40, Toledo, IL?

1404 Us Route 40, Toledo, IL is assigned to Cumberland Elementary School (elementary), rated A-; Cumberland High School (high), rated B; Cumberland Middle School (middle), rated C-. All sit in Cumberland Community Unit School District 77. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1404 Us Route 40, Toledo, IL compare to other homes in Toledo 62468?

Among the 973 homes in Toledo 62468, it is worth more than 85% of them ($271,182 against a typical $154,991), its price per square foot is higher than 94% of them ($226 against a typical $117), it is bigger than 40% of them (1,200 ft² against a typical 1,300 ft²), its lot is bigger than 81% of them (8 ac against a typical 1 ac) and it is newer than 97% of them (2012 against a typical 1965). Measured against all of Cumberland County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Toledo 62468

Assigned schools

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