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Single Family ResidenceResidential
$103,496$94 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

14907 STATE ROUTE 45 S

WATER VALLEY, KY 42085
3
Beds
1
Baths
1,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.03 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$103K
$85K low$122K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$103,496
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$82,797

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,156 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$140,000 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$140,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
92
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.59 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGRAVES
Lot (acres)The size of the land the home sits on, from county records.2.03
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wingo Elementary SchoolA-
Elementary · Grades PK–6 · 4.8 mi
H
Graves County High SchoolA-
High · Grades 9–12 · 14.3 mi
M
Graves County Middle SchoolB
Middle · Grades 7–8 · 14.5 mi

District: Graves County School District

Neighborhood · ZIP 42085These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.318

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,583
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,463
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

14907 State Route 45 S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Graves County
  • Costs more per square foot than 69% of homes in Water Valley 42085
  • Smaller than 78% of homes in Graves County
  • Has a bigger lot than 70% of homes in Graves County
  • Older than 82% of homes in Graves County

What homes are worth in Water Valley 42085

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$276K

This home is worth more than 59% of homes in Water Valley 42085.

How it measures up in Water Valley 42085

The dot is this home. The mark in the middle is the typical home in Water Valley 42085.

Estimated value$103,496
CheaperTypical $94,626Pricier

Pricier than 59% of homes nearby

Price per ft²$94
CheaperTypical $77Pricier

Pricier than 69% of homes nearby

Living area1,104 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 33% of homes nearby

Lot size2.03 ac
SmallerTypical 1 acBigger

Bigger than 67% of homes nearby

Year built1900
OlderTypical 1968Newer

Newer than 23% of homes nearby

How 14907 State Route 45 S ranks against every home in each area.
MeasureThis homeWater Valley 42085Graves County
Estimated valuepricier than$103,49659% of homes23% of homes
Price per ft²pricier than$9469% of homes31% of homes
Living areabigger than1,104 ft²33% of homes22% of homes
Lot sizebigger than2.03 ac67% of homes70% of homes
Year builtnewer than190023% of homes18% of homes

About 14907 State Route 45 S

How much is 14907 State Route 45 S, Water Valley, KY worth?

The TopHap Estimate for 14907 State Route 45 S, Water Valley, KY is $103,496 as of Jul 14, 2026. The likely range is $84,764 to $122,228. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 14907 State Route 45 S, Water Valley, KY last sell?

14907 State Route 45 S, Water Valley, KY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 14907 State Route 45 S, Water Valley, KY?

14907 State Route 45 S, Water Valley, KY has 3 bedrooms, 1 bathrooms, 1,104 square feet of living space and a 2.03-acre lot.

When was 14907 State Route 45 S, Water Valley, KY built?

14907 State Route 45 S, Water Valley, KY was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 14907 State Route 45 S, Water Valley, KY?

14907 State Route 45 S, Water Valley, KY is assigned to Wingo Elementary School (elementary), rated A-; Graves County High School (high), rated A-; Graves County Middle School (middle), rated B. All sit in Graves County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 14907 State Route 45 S, Water Valley, KY compare to other homes in Water Valley 42085?

Among the 555 homes in Water Valley 42085, it is worth more than 59% of them ($103,496 against a typical $94,626), its price per square foot is higher than 69% of them ($94 against a typical $77), it is bigger than 33% of them (1,104 ft² against a typical 1,280 ft²), its lot is bigger than 67% of them (2.03 ac against a typical 1 ac) and it is newer than 23% of them (1900 against a typical 1968). Measured against all of Graves County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 14907 State Route 45 S, Water Valley, KY?

The 2025 property tax bill for 14907 State Route 45 S, Water Valley, KY was $1,156. The county assessed it at $140,000.

Closest homes

More homes in Water Valley 42085

Assigned schools

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