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Single Family ResidenceResidential
$530,888$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

15320 RULE LN

SMITHVILLE, MO 64089
4
Beds
5 / 3
Baths
2,740 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.77 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$531K
$482K low$580K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$78,888
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$63,110
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.81%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$452,000
BANK OF AMERICA NA · recorded Sep 20, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,021 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$42,470 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,423
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$38,047
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$42,470
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$225,645

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPlatte
Lot (acres)The size of the land the home sits on, from county records.4.77
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 184 ft²Patio · 184 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Smithville High SchoolA
High · Grades 9–12 · 3.7 mi
M
Smithville Middle SchoolB-
Middle · Grades 7–8 · 3.8 mi
E
Maple Elementary SchoolA+
Elementary · Grades KG–6 · 4.0 mi

District: Smithville R-Ii School District

Neighborhood · ZIP 64089These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.13,196
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.186 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,692
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,911
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

15320 Rule Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Smithville 64089
  • Costs less per square foot than 84% of homes in Smithville 64089
  • Bigger than 93% of homes in Smithville 64089
  • Has a bigger lot than 94% of homes in Platte County
  • Older than 67% of homes in Smithville 64089

What homes are worth in Smithville 64089

Each bar is how many homes fall in that price range. The marker is this home.

This home
$200K$1.1M

This home is worth more than 79% of homes in Smithville 64089.

How it measures up in Smithville 64089

The dot is this home. The mark in the middle is the typical home in Smithville 64089.

Estimated value$530,888
CheaperTypical $390,172Pricier

Pricier than 79% of homes nearby

Price per ft²$194
CheaperTypical $237Pricier

Pricier than 16% of homes nearby

Living area2,740 ft²
SmallerTypical 1,582 ft²Bigger

Bigger than 93% of homes nearby

Lot size4.77 ac
SmallerTypical 0.29 acBigger

Bigger than 86% of homes nearby

Year built1994
OlderTypical 1999Newer

Newer than 33% of homes nearby

How 15320 Rule Ln ranks against every home in each area.
MeasureThis homeSmithville 64089Platte County
Estimated valuepricier than$530,88879% of homes76% of homes
Price per ft²pricier than$19416% of homes34% of homes
Living areabigger than2,740 ft²93% of homes82% of homes
Lot sizebigger than4.77 ac86% of homes94% of homes
Year builtnewer than199433% of homes55% of homes

About 15320 Rule Ln

How much is 15320 Rule Ln, Smithville, MO worth?

The TopHap Estimate for 15320 Rule Ln, Smithville, MO is $530,888 as of Jul 14, 2026. The likely range is $482,021 to $579,755. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 15320 Rule Ln, Smithville, MO last sell?

15320 Rule Ln, Smithville, MO last sold on Sep 20, 2021, according to the county's recorded deed.

How big is 15320 Rule Ln, Smithville, MO?

15320 Rule Ln, Smithville, MO has 4 bedrooms, 5 bathrooms, 2,740 square feet of living space and a 4.77-acre lot.

When was 15320 Rule Ln, Smithville, MO built?

15320 Rule Ln, Smithville, MO was built in 1994, making it 32 years old. The building has 2 stories.

What schools serve 15320 Rule Ln, Smithville, MO?

15320 Rule Ln, Smithville, MO is assigned to Smithville High School (high), rated A; Smithville Middle School (middle), rated B-; Maple Elementary School (elementary), rated A+. All sit in Smithville R-Ii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 15320 Rule Ln, Smithville, MO compare to other homes in Smithville 64089?

Among the 5,147 homes in Smithville 64089, it is worth more than 79% of them ($530,888 against a typical $390,172), its price per square foot is higher than 16% of them ($194 against a typical $237), it is bigger than 93% of them (2,740 ft² against a typical 1,582 ft²), its lot is bigger than 86% of them (4.77 ac against a typical 0.29 ac) and it is newer than 33% of them (1994 against a typical 1999). Measured against all of Platte County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 15320 Rule Ln, Smithville, MO?

The 2025 property tax bill for 15320 Rule Ln, Smithville, MO was $3,021. The county assessed it at $42,470.

Closest homes

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Assigned schools

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