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Single Family ResidenceResidential
$491,305$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

15420 RULE LN

SMITHVILLE, MO 64089
4
Beds
5 / 2
Baths
2,520 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$491K
$453K low$530K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$295,305
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$236,244
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$196,000
LEADER ONE FINANCIAL CORP · recorded Jun 7, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,248 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,658 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$41,858
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,658
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$240,306

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.47 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPlatte
Lot (acres)The size of the land the home sits on, from county records.2.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Smithville High SchoolA
High · Grades 9–12 · 3.6 mi
M
Smithville Middle SchoolB-
Middle · Grades 7–8 · 3.8 mi
E
Maple Elementary SchoolA+
Elementary · Grades KG–6 · 3.9 mi

District: Smithville R-Ii School District

Neighborhood · ZIP 64089These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.13,196
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.186 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,692
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,911
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

15420 Rule Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Smithville 64089
  • Costs less per square foot than 83% of homes in Smithville 64089
  • Bigger than 89% of homes in Smithville 64089
  • Has a bigger lot than 91% of homes in Platte County
  • Older than 77% of homes in Smithville 64089

What homes are worth in Smithville 64089

Each bar is how many homes fall in that price range. The marker is this home.

This home
$198K$1.1M

This home is worth more than 73% of homes in Smithville 64089.

How it measures up in Smithville 64089

The dot is this home. The mark in the middle is the typical home in Smithville 64089.

Estimated value$491,305
CheaperTypical $389,178Pricier

Pricier than 73% of homes nearby

Price per ft²$195
CheaperTypical $236Pricier

Pricier than 17% of homes nearby

Living area2,520 ft²
SmallerTypical 1,589 ft²Bigger

Bigger than 89% of homes nearby

Lot size2.13 ac
SmallerTypical 0.29 acBigger

Bigger than 76% of homes nearby

Year built1984
OlderTypical 1999Newer

Newer than 23% of homes nearby

How 15420 Rule Ln ranks against every home in each area.
MeasureThis homeSmithville 64089Platte County
Estimated valuepricier than$491,30573% of homes70% of homes
Price per ft²pricier than$19517% of homes34% of homes
Living areabigger than2,520 ft²89% of homes77% of homes
Lot sizebigger than2.13 ac76% of homes91% of homes
Year builtnewer than198423% of homes38% of homes

About 15420 Rule Ln

How much is 15420 Rule Ln, Smithville, MO worth?

The TopHap Estimate for 15420 Rule Ln, Smithville, MO is $491,305 as of Jul 14, 2026. The likely range is $452,608 to $530,002. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 15420 Rule Ln, Smithville, MO last sell?

15420 Rule Ln, Smithville, MO last sold on Jun 7, 2016, according to the county's recorded deed.

How big is 15420 Rule Ln, Smithville, MO?

15420 Rule Ln, Smithville, MO has 4 bedrooms, 5 bathrooms, 2,520 square feet of living space and a 2.13-acre lot.

When was 15420 Rule Ln, Smithville, MO built?

15420 Rule Ln, Smithville, MO was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 15420 Rule Ln, Smithville, MO?

15420 Rule Ln, Smithville, MO is assigned to Smithville High School (high), rated A; Smithville Middle School (middle), rated B-; Maple Elementary School (elementary), rated A+. All sit in Smithville R-Ii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 15420 Rule Ln, Smithville, MO compare to other homes in Smithville 64089?

Among the 5,147 homes in Smithville 64089, it is worth more than 73% of them ($491,305 against a typical $389,178), its price per square foot is higher than 17% of them ($195 against a typical $236), it is bigger than 89% of them (2,520 ft² against a typical 1,589 ft²), its lot is bigger than 76% of them (2.13 ac against a typical 0.29 ac) and it is newer than 23% of them (1984 against a typical 1999). Measured against all of Platte County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 15420 Rule Ln, Smithville, MO?

The 2025 property tax bill for 15420 Rule Ln, Smithville, MO was $3,248. The county assessed it at $45,658.

Closest homes

More homes in Smithville 64089

Assigned schools

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