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Single Family ResidenceResidential
$173,798$159 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $115,000 on Feb 4, 2003

164 RUSSELL CUMMINS RD

FALMOUTH, KY 41040
0
Baths
1,092 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.31 ac
Lot SizeThe size of the land the home sits on, from county records.
2
StoriesHow many floors the home has above ground.

Valuation

$174K
$161K low$187K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,000 · Feb 4, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$62,173
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$49,738
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.68%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$111,625
BANK OF AMERICA NA · recorded May 31, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,068 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$135,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$135,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$135,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyPendleton
Lot (acres)The size of the land the home sits on, from county records.1.31
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
CoolingThe type of cooling or air conditioning in the home.Central

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Pendleton County High SchoolC-
High · Grades 9–12 · 4.9 mi
E
Southern Elementary SchoolC+
Elementary · Grades PK–5 · 5.9 mi
M
Phillip Sharp Middle SchoolD
Middle · Grades 6–8 · 6.5 mi

District: Pendleton County School District

Neighborhood · ZIP 41040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.197
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,288
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,838
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,318
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

164 Russell Cummins Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 76% of homes in Pendleton County
  • Has a smaller lot than 73% of homes in Pendleton County

What homes are worth in Falmouth 41040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$22K$580K

This home is worth more than 51% of homes in Falmouth 41040.

How it measures up in Falmouth 41040

The dot is this home. The mark in the middle is the typical home in Falmouth 41040.

Estimated value$173,798
CheaperTypical $172,183Pricier

Pricier than 51% of homes nearby

Price per ft²$159
CheaperTypical $144Pricier

Pricier than 59% of homes nearby

Living area1,092 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 29% of homes nearby

Lot size1.31 ac
SmallerTypical 4.48 acBigger

Bigger than 28% of homes nearby

How 164 Russell Cummins Rd ranks against every home in each area.
MeasureThis homeFalmouth 41040Pendleton County
Estimated valuepricier than$173,79851% of homes42% of homes
Price per ft²pricier than$15959% of homes50% of homes
Living areabigger than1,092 ft²29% of homes24% of homes
Lot sizebigger than1.31 ac28% of homes27% of homes

About 164 Russell Cummins Rd

How much is 164 Russell Cummins Rd, Falmouth, KY worth?

The TopHap Estimate for 164 Russell Cummins Rd, Falmouth, KY is $173,798 as of Jul 14, 2026. The likely range is $160,739 to $186,857. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 164 Russell Cummins Rd, Falmouth, KY last sell?

164 Russell Cummins Rd, Falmouth, KY last sold on Feb 4, 2003 for $115,000, according to the county's recorded deed.

How big is 164 Russell Cummins Rd, Falmouth, KY?

164 Russell Cummins Rd, Falmouth, KY has 1,092 square feet of living space and a 1.31-acre lot.

What schools serve 164 Russell Cummins Rd, Falmouth, KY?

164 Russell Cummins Rd, Falmouth, KY is assigned to Pendleton County High School (high), rated C-; Southern Elementary School (elementary), rated C+; Phillip Sharp Middle School (middle), rated D. All sit in Pendleton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 164 Russell Cummins Rd, Falmouth, KY compare to other homes in Falmouth 41040?

Among the 3,154 homes in Falmouth 41040, it is worth more than 51% of them ($173,798 against a typical $172,183), its price per square foot is higher than 59% of them ($159 against a typical $144), it is bigger than 29% of them (1,092 ft² against a typical 1,344 ft²) and its lot is bigger than 28% of them (1.31 ac against a typical 4.48 ac). Measured against all of Pendleton County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 164 Russell Cummins Rd, Falmouth, KY?

The 2025 property tax bill for 164 Russell Cummins Rd, Falmouth, KY was $1,068. The county assessed it at $135,000.

Closest homes

More homes in Falmouth 41040

Assigned schools

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