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Single Family ResidenceResidential
$322,615$210 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

165 LOWER ST

SHELBURNE FALLS, MA 01370
3
Beds
2 / 1
Baths
1,536 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1935
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$323K
$304K low$341K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,147 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$244,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$190,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$233,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
34
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.3.60
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Mohawk Trail Regional SchoolC-
Middle · Grades 7–12 · 2.4 mi
E
Buckland - Shelburne ElementaryC-
Elementary · Grades PK–6 · 3.0 mi

District: Mohawk Trail School District

Neighborhood · ZIP 01370These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,073
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,439
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,492
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

165 Lower St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Shelburne Falls 01370
  • Costs less per square foot than 68% of homes in Shelburne Falls 01370
  • Smaller than 67% of homes in Shelburne Falls 01370
  • Has a bigger lot than 77% of homes in Franklin County

What homes are worth in Shelburne Falls 01370

Each bar is how many homes fall in that price range. The marker is this home.

This home
$212K$955K

This home is worth more than 24% of homes in Shelburne Falls 01370.

How it measures up in Shelburne Falls 01370

The dot is this home. The mark in the middle is the typical home in Shelburne Falls 01370.

Estimated value$322,615
CheaperTypical $413,024Pricier

Pricier than 24% of homes nearby

Price per ft²$210
CheaperTypical $239Pricier

Pricier than 32% of homes nearby

Living area1,536 ft²
SmallerTypical 1,808 ft²Bigger

Bigger than 33% of homes nearby

Lot size3.6 ac
SmallerTypical 2 acBigger

Bigger than 65% of homes nearby

Year built1935
OlderTypical 1951Newer

Newer than 44% of homes nearby

How 165 Lower St ranks against every home in each area.
MeasureThis homeShelburne Falls 01370Franklin County
Estimated valuepricier than$322,61524% of homes39% of homes
Price per ft²pricier than$21032% of homes38% of homes
Living areabigger than1,536 ft²33% of homes45% of homes
Lot sizebigger than3.6 ac65% of homes77% of homes
Year builtnewer than193544% of homes36% of homes

About 165 Lower St

How much is 165 Lower St, Shelburne Falls, MA worth?

The TopHap Estimate for 165 Lower St, Shelburne Falls, MA is $322,615 as of Sep 24, 2026. The likely range is $304,300 to $340,930. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 165 Lower St, Shelburne Falls, MA last sell?

165 Lower St, Shelburne Falls, MA last sold on Nov 7, 2000, according to the county's recorded deed.

How big is 165 Lower St, Shelburne Falls, MA?

165 Lower St, Shelburne Falls, MA has 3 bedrooms, 2 bathrooms, 1,536 square feet of living space and a 3.60-acre lot.

When was 165 Lower St, Shelburne Falls, MA built?

165 Lower St, Shelburne Falls, MA was built in 1935, making it 91 years old. It is a colonial home. The building has 2 stories.

What schools serve 165 Lower St, Shelburne Falls, MA?

165 Lower St, Shelburne Falls, MA is assigned to Mohawk Trail Regional School (middle), rated C-; Buckland - Shelburne Elementary (elementary), rated C-. All sit in Mohawk Trail School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 165 Lower St, Shelburne Falls, MA compare to other homes in Shelburne Falls 01370?

Among the 1,496 homes in Shelburne Falls 01370, it is worth more than 24% of them ($322,615 against a typical $413,024), its price per square foot is higher than 32% of them ($210 against a typical $239), it is bigger than 33% of them (1,536 ft² against a typical 1,808 ft²), its lot is bigger than 65% of them (3.6 ac against a typical 2 ac) and it is newer than 44% of them (1935 against a typical 1951). Measured against all of Franklin County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 165 Lower St, Shelburne Falls, MA?

The 2025 property tax bill for 165 Lower St, Shelburne Falls, MA was $4,147. The county assessed it at $244,800.

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