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Single Family ResidenceResidential
$238,596$213 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $130,000 on Jan 14, 2020

178 CLAY POLE RD

ROSMAN, NC 28772
2
Beds
2
Baths
1,118 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.

Valuation

$239K
$180K low$297K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$130,000 · Jan 14, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$74,270
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$59,416
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$164,326
EQUITY PRIME MORTGAGE LLC · recorded Nov 21, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,227 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$255,260 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$234,260
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$130,780
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$255,260

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.''

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTransylvania
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 28772These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.104

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.885
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,890
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,648
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.79 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

178 Clay Pole Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Transylvania County
  • Costs less per square foot than 74% of homes in Transylvania County
  • Smaller than 84% of homes in Transylvania County
  • Has a smaller lot than 95% of homes in Rosman 28772
  • Older than 81% of homes in Transylvania County

What homes are worth in Rosman 28772

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$977K

This home is worth more than 43% of homes in Rosman 28772.

How it measures up in Rosman 28772

The dot is this home. The mark in the middle is the typical home in Rosman 28772.

Estimated value$238,596
CheaperTypical $267,613Pricier

Pricier than 43% of homes nearby

Price per ft²$213
CheaperTypical $212Pricier

Pricier than 51% of homes nearby

Living area1,118 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.21 ac
SmallerTypical 1.97 acBigger

Bigger than 5% of homes nearby

Year built1960
OlderTypical 1985Newer

Newer than 21% of homes nearby

How 178 Clay Pole Rd ranks against every home in each area.
MeasureThis homeRosman 28772Transylvania County
Estimated valuepricier than$238,59643% of homes16% of homes
Price per ft²pricier than$21351% of homes26% of homes
Living areabigger than1,118 ft²25% of homes16% of homes
Lot sizebigger than0.21 ac5% of homes6% of homes
Year builtnewer than196021% of homes19% of homes

About 178 Clay Pole Rd

How much is 178 Clay Pole Rd, Rosman, NC worth?

The TopHap Estimate for 178 Clay Pole Rd, Rosman, NC is $238,596 as of Jul 14, 2026. The likely range is $180,366 to $296,826. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 178 Clay Pole Rd, Rosman, NC last sell?

178 Clay Pole Rd, Rosman, NC last sold on Jan 14, 2020 for $130,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 178 Clay Pole Rd, Rosman, NC?

178 Clay Pole Rd, Rosman, NC has 2 bedrooms, 2 bathrooms and 1,118 square feet of living space.

When was 178 Clay Pole Rd, Rosman, NC built?

178 Clay Pole Rd, Rosman, NC was built in 1960, making it 66 years old.

How does 178 Clay Pole Rd, Rosman, NC compare to other homes in Rosman 28772?

Among the 897 homes in Rosman 28772, it is worth more than 43% of them ($238,596 against a typical $267,613), its price per square foot is higher than 51% of them ($213 against a typical $212), it is bigger than 25% of them (1,118 ft² against a typical 1,456 ft²), its lot is bigger than 5% of them (0.21 ac against a typical 1.97 ac) and it is newer than 21% of them (1960 against a typical 1985). Measured against all of Transylvania County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 178 Clay Pole Rd, Rosman, NC?

The 2025 property tax bill for 178 Clay Pole Rd, Rosman, NC was $1,227. The county assessed it at $255,260.

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