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Single Family ResidenceResidential
$925,221$405 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

198 RIVER DR

KERRVILLE, TX 78028
2
Baths
2,285 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.55 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.

Valuation

$925K
$680K low$1.2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$925,221
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$740,177

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17,451 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,503,893 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$942,969
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$560,924
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,455,783
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,503,893

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKerr
Lot (acres)The size of the land the home sits on, from county records.3.55
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 420 ft²Patio · 908 ft²Porch · 1,657 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hunt SchoolA
Elementary · Grades PK–8 · 0.6 mi
H
Ingram Tom Moore High SchoolB+
High · Grades 9–12 · 4.6 mi

District: Hunt Independent School District

Neighborhood · ZIP 78028These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.39,914
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.169 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,347
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,340
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

198 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Kerrville 78028
  • Costs more per square foot than 93% of homes in Kerrville 78028
  • Bigger than 82% of homes in Kerr County
  • Has a bigger lot than 78% of homes in Kerrville 78028
  • Older than 87% of homes in Kerrville 78028

What homes are worth in Kerrville 78028

Each bar is how many homes fall in that price range. The marker is this home.

This home
$149K$1.3M

This home is worth more than 94% of homes in Kerrville 78028.

How it measures up in Kerrville 78028

The dot is this home. The mark in the middle is the typical home in Kerrville 78028.

Estimated value$925,221
CheaperTypical $366,008Pricier

Pricier than 94% of homes nearby

Price per ft²$405
CheaperTypical $226Pricier

Pricier than 93% of homes nearby

Living area2,285 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 81% of homes nearby

Lot size3.55 ac
SmallerTypical 0.63 acBigger

Bigger than 78% of homes nearby

Year built1965
OlderTypical 1989Newer

Newer than 13% of homes nearby

How 198 River Dr ranks against every home in each area.
MeasureThis homeKerrville 78028Kerr County
Estimated valuepricier than$925,22194% of homes93% of homes
Price per ft²pricier than$40593% of homes88% of homes
Living areabigger than2,285 ft²81% of homes82% of homes
Lot sizebigger than3.55 ac78% of homes69% of homes
Year builtnewer than196513% of homes13% of homes

About 198 River Dr

How much is 198 River Dr, Kerrville, TX worth?

The TopHap Estimate for 198 River Dr, Kerrville, TX is $925,221 as of Jul 14, 2026. The likely range is $680,038 to $1,170,404. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 198 River Dr, Kerrville, TX last sell?

198 River Dr, Kerrville, TX last sold on Jan 1, 2000, according to the county's recorded deed.

How big is 198 River Dr, Kerrville, TX?

198 River Dr, Kerrville, TX has 2 bathrooms, 2,285 square feet of living space and a 3.55-acre lot.

When was 198 River Dr, Kerrville, TX built?

198 River Dr, Kerrville, TX was built in 1965, making it 61 years old.

What schools serve 198 River Dr, Kerrville, TX?

198 River Dr, Kerrville, TX is assigned to Hunt School (elementary), rated A; Ingram Tom Moore High School (high), rated B+. All sit in Hunt Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 198 River Dr, Kerrville, TX compare to other homes in Kerrville 78028?

Among the 18,115 homes in Kerrville 78028, it is worth more than 94% of them ($925,221 against a typical $366,008), its price per square foot is higher than 93% of them ($405 against a typical $226), it is bigger than 81% of them (2,285 ft² against a typical 1,568 ft²), its lot is bigger than 78% of them (3.55 ac against a typical 0.63 ac) and it is newer than 13% of them (1965 against a typical 1989). Measured against all of Kerr County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 198 River Dr, Kerrville, TX?

The 2024 property tax bill for 198 River Dr, Kerrville, TX was $17,451. The county assessed it at $1,503,893.

Closest homes

More homes in Kerrville 78028

Assigned schools

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