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Single Family ResidenceResidential
$160,049$114 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

198 RIVER RD

DENISON, TX 75021
0
Baths
1,402 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$160K
$153K low$167K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$117,518
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$94,014
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$42,531
QUICKEN LNS · recorded Jun 25, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$279 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$98,815 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,496
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$118,793
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$89,832
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$133,289

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGrayson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.0.48
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 75 ft²Patio · 75 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Terrell Elementary SchoolD+
Elementary · Grades PK–4 · 7.0 mi
M
Scott Middle SchoolC
Middle · Grades 7–8 · 7.5 mi
H
Denison High SchoolC+
High · Grades 9–12 · 8.0 mi

District: Denison Independent School District

Neighborhood · ZIP 75021These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.10,482
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.170 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,250
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,407
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

198 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Grayson County
  • Costs less per square foot than 90% of homes in Grayson County

What homes are worth in Denison 75021

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$912K

This home is worth more than 26% of homes in Denison 75021.

How it measures up in Denison 75021

The dot is this home. The mark in the middle is the typical home in Denison 75021.

Estimated value$160,049
CheaperTypical $236,219Pricier

Pricier than 26% of homes nearby

Price per ft²$114
CheaperTypical $169Pricier

Pricier than 18% of homes nearby

Living area1,402 ft²
SmallerTypical 1,429 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.48 ac
SmallerTypical 1 acBigger

Bigger than 43% of homes nearby

Year built1983
OlderTypical 1979Newer

Newer than 55% of homes nearby

How 198 River Rd ranks against every home in each area.
MeasureThis homeDenison 75021Grayson County
Estimated valuepricier than$160,04926% of homes16% of homes
Price per ft²pricier than$11418% of homes10% of homes
Living areabigger than1,402 ft²49% of homes37% of homes
Lot sizebigger than0.48 ac43% of homes58% of homes
Year builtnewer than198355% of homes47% of homes

About 198 River Rd

How much is 198 River Rd, Denison, TX worth?

The TopHap Estimate for 198 River Rd, Denison, TX is $160,049 as of Jul 14, 2026. The likely range is $153,223 to $166,875. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 198 River Rd, Denison, TX last sell?

198 River Rd, Denison, TX last sold on Jun 5, 1998, according to the county's recorded deed.

How big is 198 River Rd, Denison, TX?

198 River Rd, Denison, TX has 1,402 square feet of living space and a 0.48-acre lot.

When was 198 River Rd, Denison, TX built?

198 River Rd, Denison, TX was built in 1983, making it 43 years old.

What schools serve 198 River Rd, Denison, TX?

198 River Rd, Denison, TX is assigned to Terrell Elementary School (elementary), rated D+; Scott Middle School (middle), rated C; Denison High School (high), rated C+. All sit in Denison Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 198 River Rd, Denison, TX compare to other homes in Denison 75021?

Among the 4,336 homes in Denison 75021, it is worth more than 26% of them ($160,049 against a typical $236,219), its price per square foot is higher than 18% of them ($114 against a typical $169), it is bigger than 49% of them (1,402 ft² against a typical 1,429 ft²), its lot is bigger than 43% of them (0.48 ac against a typical 1 ac) and it is newer than 55% of them (1983 against a typical 1979). Measured against all of Grayson County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 198 River Rd, Denison, TX?

The 2024 property tax bill for 198 River Rd, Denison, TX was $279. The county assessed it at $98,815.

More homes on River Rd

Closest homes

More homes in Denison 75021

Assigned schools

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