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Rural ResidenceResidential
$253,615$391 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

19946 ROUTE 151

BERNARD, IA 52032
1
Beds
1
Baths
648 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
26.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$254K
$208K low$299K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$253,615
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$202,892

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,282 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$109,159 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,559
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$91,482
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$109,159

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
79
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
64
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.32 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyDubuque
Lot (acres)The size of the land the home sits on, from county records.26.14
ConstructionThe main material the home's frame and walls are built from.Steel Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 324 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cascade Elementary SchoolA-
Elementary · Grades PK–5 · 7.0 mi
M
Cascade Jr./Sr. High SchoolA-
Middle · Grades 6–12 · 7.6 mi

District: Western Dubuque Community School District

Neighborhood · ZIP 52032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,257
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,577
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,918
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

19946 Route 151 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the highest price per square foot in Dubuque County
  • Among the smallest homes in Dubuque County
  • Has a bigger lot than 97% of homes in Dubuque County
  • Newer than 83% of homes in Dubuque County

What homes are worth in Bernard 52032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$771K

This home is worth more than 56% of homes in Bernard 52032.

How it measures up in Bernard 52032

The dot is this home. The mark in the middle is the typical home in Bernard 52032.

Estimated value$253,615
CheaperTypical $222,086Pricier

Pricier than 56% of homes nearby

Price per ft²$391
CheaperTypical $188Pricier

Pricier than 94% of homes nearby

Living area648 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 11% of homes nearby

Lot size26.14 ac
SmallerTypical 1.06 acBigger

Bigger than 82% of homes nearby

Year built2004
OlderTypical 1977Newer

Newer than 82% of homes nearby

How 19946 Route 151 ranks against every home in each area.
MeasureThis homeBernard 52032Dubuque County
Estimated valuepricier than$253,61556% of homes48% of homes
Price per ft²pricier than$39194% of homesalmost all homes
Living areabigger than648 ft²11% of homesalmost no homes
Lot sizebigger than26.14 ac82% of homes97% of homes
Year builtnewer than200482% of homes83% of homes

About 19946 Route 151

How much is 19946 Route 151, Bernard, IA worth?

The TopHap Estimate for 19946 Route 151, Bernard, IA is $253,615 as of Jul 14, 2026. The likely range is $208,238 to $298,992. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 19946 Route 151, Bernard, IA last sell?

19946 Route 151, Bernard, IA last sold on May 23, 2016, according to the county's recorded deed.

How big is 19946 Route 151, Bernard, IA?

19946 Route 151, Bernard, IA has 1 bedrooms, 1 bathrooms, 648 square feet of living space and a 26.14-acre lot.

When was 19946 Route 151, Bernard, IA built?

19946 Route 151, Bernard, IA was built in 2004, making it 22 years old. It is a cottage home. The building has 1 story.

What schools serve 19946 Route 151, Bernard, IA?

19946 Route 151, Bernard, IA is assigned to Cascade Elementary School (elementary), rated A-; Cascade Jr./Sr. High School (middle), rated A-. All sit in Western Dubuque Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 19946 Route 151, Bernard, IA compare to other homes in Bernard 52032?

Among the 858 homes in Bernard 52032, it is worth more than 56% of them ($253,615 against a typical $222,086), its price per square foot is higher than 94% of them ($391 against a typical $188), it is bigger than 11% of them (648 ft² against a typical 1,344 ft²), its lot is bigger than 82% of them (26.14 ac against a typical 1.06 ac) and it is newer than 82% of them (2004 against a typical 1977). Measured against all of Dubuque County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 19946 Route 151, Bernard, IA?

The 2024 property tax bill for 19946 Route 151, Bernard, IA was $1,282. The county assessed it at $109,159.

Closest homes

More homes in Bernard 52032

Assigned schools

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