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Rural ResidenceResidential
$346,517$263 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $320,000 on Sep 16, 2020

20134 ROUTE 151

BERNARD, IA 52032
4
Beds
4 / 2
Baths
1,320 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.89 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$347K
$306K low$387K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$320,000 · Sep 16, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$346,517
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$277,214

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,618 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$270,256 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,956
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$256,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$239,159
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$270,256

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
62
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
64
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyDubuque
Lot (acres)The size of the land the home sits on, from county records.8.89
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 96 ft²Patio · 240 ft²Porch · 168 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cascade Elementary SchoolA-
Elementary · Grades PK–5 · 6.8 mi
M
Cascade Jr./Sr. High SchoolA-
Middle · Grades 6–12 · 7.3 mi

District: Western Dubuque Community School District

Neighborhood · ZIP 52032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,257
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,577
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,918
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20134 Route 151 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Dubuque County
  • Costs more per square foot than 90% of homes in Dubuque County
  • Smaller than 65% of homes in Dubuque County
  • Has a bigger lot than 94% of homes in Dubuque County
  • Newer than 65% of homes in Dubuque County

What homes are worth in Bernard 52032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$771K

This home is worth more than 70% of homes in Bernard 52032.

How it measures up in Bernard 52032

The dot is this home. The mark in the middle is the typical home in Bernard 52032.

Estimated value$346,517
CheaperTypical $222,086Pricier

Pricier than 70% of homes nearby

Price per ft²$263
CheaperTypical $188Pricier

Pricier than 75% of homes nearby

Living area1,320 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 48% of homes nearby

Lot size8.89 ac
SmallerTypical 1.06 acBigger

Bigger than 71% of homes nearby

Year built1983
OlderTypical 1977Newer

Newer than 58% of homes nearby

How 20134 Route 151 ranks against every home in each area.
MeasureThis homeBernard 52032Dubuque County
Estimated valuepricier than$346,51770% of homes71% of homes
Price per ft²pricier than$26375% of homes90% of homes
Living areabigger than1,320 ft²48% of homes35% of homes
Lot sizebigger than8.89 ac71% of homes94% of homes
Year builtnewer than198358% of homes65% of homes

About 20134 Route 151

How much is 20134 Route 151, Bernard, IA worth?

The TopHap Estimate for 20134 Route 151, Bernard, IA is $346,517 as of Jul 14, 2026. The likely range is $306,171 to $386,863. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20134 Route 151, Bernard, IA last sell?

20134 Route 151, Bernard, IA last sold on Sep 16, 2020 for $320,000, according to the county's recorded deed.

How big is 20134 Route 151, Bernard, IA?

20134 Route 151, Bernard, IA has 4 bedrooms, 4 bathrooms, 1,320 square feet of living space and a 8.89-acre lot.

When was 20134 Route 151, Bernard, IA built?

20134 Route 151, Bernard, IA was built in 1983, making it 43 years old. It is a ranch home. The building has 1 story.

What schools serve 20134 Route 151, Bernard, IA?

20134 Route 151, Bernard, IA is assigned to Cascade Elementary School (elementary), rated A-; Cascade Jr./Sr. High School (middle), rated A-. All sit in Western Dubuque Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20134 Route 151, Bernard, IA compare to other homes in Bernard 52032?

Among the 858 homes in Bernard 52032, it is worth more than 70% of them ($346,517 against a typical $222,086), its price per square foot is higher than 75% of them ($263 against a typical $188), it is bigger than 48% of them (1,320 ft² against a typical 1,344 ft²), its lot is bigger than 71% of them (8.89 ac against a typical 1.06 ac) and it is newer than 58% of them (1983 against a typical 1977). Measured against all of Dubuque County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20134 Route 151, Bernard, IA?

The 2024 property tax bill for 20134 Route 151, Bernard, IA was $2,618. The county assessed it at $270,256.

Closest homes

More homes in Bernard 52032

Assigned schools

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