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Single Family ResidenceResidential
$412,835$157 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $120,000 on Aug 5, 2020

20 THREE RIVERS LN

PHOENIX, NY 13135
3
Beds
3
Baths
2,625 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.44 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$413K
$357K low$469K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$120,000 · Aug 5, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$412,835
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$330,268

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,418 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$300,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$70,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$230,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$300,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$600,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyOswego
Lot (acres)The size of the land the home sits on, from county records.4.44
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Michael A. Maroun Elementary SchoolD
Elementary · Grades KG–4 · 1.8 mi
H
John C. Birdlebough High SchoolB-
High · Grades 9–12 · 2.0 mi
M
Emerson J. Dillon Middle SchoolC+
Middle · Grades 5–8 · 2.1 mi

District: Phoenix Central School District

Neighborhood · ZIP 13135These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,655
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.193 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,506
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,873
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Three Rivers Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Oswego County
  • Costs more per square foot than 77% of homes in Oswego County
  • Bigger than 95% of homes in Oswego County
  • Has a bigger lot than 83% of homes in Phoenix 13135
  • Among the newest homes in Phoenix 13135

What homes are worth in Phoenix 13135

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$659K

This home is worth more than 84% of homes in Phoenix 13135.

How it measures up in Phoenix 13135

The dot is this home. The mark in the middle is the typical home in Phoenix 13135.

Estimated value$412,835
CheaperTypical $206,224Pricier

Pricier than 84% of homes nearby

Price per ft²$157
CheaperTypical $145Pricier

Pricier than 58% of homes nearby

Living area2,625 ft²
SmallerTypical 1,579 ft²Bigger

Bigger than 91% of homes nearby

Lot size4.44 ac
SmallerTypical 0.9 acBigger

Bigger than 83% of homes nearby

Year built2020
OlderTypical 1960Newer

Newer than almost all homes nearby

How 20 Three Rivers Ln ranks against every home in each area.
MeasureThis homePhoenix 13135Oswego County
Estimated valuepricier than$412,83584% of homes96% of homes
Price per ft²pricier than$15758% of homes77% of homes
Living areabigger than2,625 ft²91% of homes95% of homes
Lot sizebigger than4.44 ac83% of homes77% of homes
Year builtnewer than2020almost all homesalmost all homes

About 20 Three Rivers Ln

How much is 20 Three Rivers Ln, Phoenix, NY worth?

The TopHap Estimate for 20 Three Rivers Ln, Phoenix, NY is $412,835 as of Jul 14, 2026. The likely range is $356,772 to $468,898. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Three Rivers Ln, Phoenix, NY last sell?

20 Three Rivers Ln, Phoenix, NY last sold on Aug 5, 2020 for $120,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20 Three Rivers Ln, Phoenix, NY?

20 Three Rivers Ln, Phoenix, NY has 3 bedrooms, 3 bathrooms, 2,625 square feet of living space and a 4.44-acre lot.

When was 20 Three Rivers Ln, Phoenix, NY built?

20 Three Rivers Ln, Phoenix, NY was built in 2020, making it 6 years old. It is a split level home. The building has 2 stories.

What schools serve 20 Three Rivers Ln, Phoenix, NY?

20 Three Rivers Ln, Phoenix, NY is assigned to Michael A. Maroun Elementary School (elementary), rated D; John C. Birdlebough High School (high), rated B-; Emerson J. Dillon Middle School (middle), rated C+. All sit in Phoenix Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Three Rivers Ln, Phoenix, NY compare to other homes in Phoenix 13135?

Among the 2,273 homes in Phoenix 13135, it is worth more than 84% of them ($412,835 against a typical $206,224), its price per square foot is higher than 58% of them ($157 against a typical $145), it is bigger than 91% of them (2,625 ft² against a typical 1,579 ft²), its lot is bigger than 83% of them (4.44 ac against a typical 0.9 ac) and it is newer than almost all of them (2020 against a typical 1960). Measured against all of Oswego County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Three Rivers Ln, Phoenix, NY?

The 2024 property tax bill for 20 Three Rivers Ln, Phoenix, NY was $18,418. The county assessed it at $300,000.

Closest homes

More homes in Phoenix 13135

Assigned schools

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