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Rural ResidenceResidential
$559,995$231 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20202 E RIVER RD

RIPON, CA 95366
4
Beds
2
Baths
2,419 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.02 ac
Lot SizeThe size of the land the home sits on, from county records.
1918
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$560K
$531K low$589K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$386,253
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$309,002
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$173,742
USAA · recorded Feb 13, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$554 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,570 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,846
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$39,724
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,570

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountySan Joaquin
Lot (acres)The size of the land the home sits on, from county records.1.02
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Colony Oak Elementary SchoolA
Elementary · Grades KG–8 · 2.5 mi
H
Harvest High School
High · Grades 9–12 · 3.9 mi

District: Ripon Unified School District

Neighborhood · ZIP 95366These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.156

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.0%
PopulationHow many people live in this area.19,173
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.559 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,143
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$137,108
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20202 E River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Ripon 95366
  • Among the lowest price per square foot in Ripon 95366
  • Bigger than 78% of homes in San Joaquin County
  • Has a bigger lot than 92% of homes in San Joaquin County
  • Older than 98% of homes in Ripon 95366

What homes are worth in Ripon 95366

Each bar is how many homes fall in that price range. The marker is this home.

This home
$390K$1.4M

This home is worth more than 28% of homes in Ripon 95366.

How it measures up in Ripon 95366

The dot is this home. The mark in the middle is the typical home in Ripon 95366.

Estimated value$559,995
CheaperTypical $696,957Pricier

Pricier than 28% of homes nearby

Price per ft²$231
CheaperTypical $351Pricier

Cheaper than almost all homes nearby

Living area2,419 ft²
SmallerTypical 1,964 ft²Bigger

Bigger than 68% of homes nearby

Lot size1.02 ac
SmallerTypical 0.19 acBigger

Bigger than 89% of homes nearby

Year built1918
OlderTypical 1991Newer

Newer than 2% of homes nearby

How 20202 E River Rd ranks against every home in each area.
MeasureThis homeRipon 95366San Joaquin County
Estimated valuepricier than$559,99528% of homes59% of homes
Price per ft²pricier than$231almost no homes13% of homes
Living areabigger than2,419 ft²68% of homes78% of homes
Lot sizebigger than1.02 ac89% of homes92% of homes
Year builtnewer than19182% of homes2% of homes

About 20202 E River Rd

How much is 20202 E River Rd, Ripon, CA worth?

The TopHap Estimate for 20202 E River Rd, Ripon, CA is $559,995 as of Jul 14, 2026. The likely range is $530,683 to $589,307. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 20202 E River Rd, Ripon, CA?

20202 E River Rd, Ripon, CA has 4 bedrooms, 2 bathrooms, 2,419 square feet of living space and a 1.02-acre lot.

When was 20202 E River Rd, Ripon, CA built?

20202 E River Rd, Ripon, CA was built in 1918, making it 108 years old. The building has 2 stories.

What schools serve 20202 E River Rd, Ripon, CA?

20202 E River Rd, Ripon, CA is assigned to Colony Oak Elementary School (elementary), rated A; Harvest High School (high). All sit in Ripon Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20202 E River Rd, Ripon, CA compare to other homes in Ripon 95366?

Among the 5,591 homes in Ripon 95366, it is worth more than 28% of them ($559,995 against a typical $696,957), its price per square foot is higher than almost none of them ($231 against a typical $351), it is bigger than 68% of them (2,419 ft² against a typical 1,964 ft²), its lot is bigger than 89% of them (1.02 ac against a typical 0.19 ac) and it is newer than 2% of them (1918 against a typical 1991). Measured against all of San Joaquin County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20202 E River Rd, Ripon, CA?

The 2025 property tax bill for 20202 E River Rd, Ripon, CA was $554. The county assessed it at $44,570.

Closest homes

More homes in Ripon 95366

Assigned schools

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