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Manufactured, Modular, Pre-Fabricated HomesResidential
$234,839$300 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20829 RIDGECREST RD

LOCUST, NC 28097
2
Beds
1
Baths
784 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
25.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$235K
$192K low$277K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$234,839
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$187,871

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$624 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$94,492 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,286
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$46,206
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,342
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$257,318

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
61
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Manufactured, Modular, Pre-Fabricated Homes
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountySTANLY
Lot (acres)The size of the land the home sits on, from county records.25.14
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 48 ft²Porch · 216 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
West Stanly High SchoolB-
High · Grades 9–12 · 2.6 mi
M
West Stanly Middle SchoolA-
Middle · Grades 6–8 · 2.9 mi
E
Endy Elementary SchoolA-
Elementary · Grades KG–5 · 3.9 mi

District: Stanly County Schools

Neighborhood · ZIP 28097These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.220 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,706
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,238
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20829 Ridgecrest Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Locust 28097
  • Costs more per square foot than 97% of homes in Locust 28097
  • Smaller than 98% of homes in Locust 28097
  • Has a bigger lot than 98% of homes in Locust 28097
  • Older than 67% of homes in Locust 28097

What homes are worth in Locust 28097

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$683K

This home is worth more than 13% of homes in Locust 28097.

How it measures up in Locust 28097

The dot is this home. The mark in the middle is the typical home in Locust 28097.

Estimated value$234,839
CheaperTypical $380,890Pricier

Pricier than 13% of homes nearby

Price per ft²$300
CheaperTypical $193Pricier

Pricier than 97% of homes nearby

Living area784 ft²
SmallerTypical 1,759 ft²Bigger

Bigger than 2% of homes nearby

Lot size25.14 ac
SmallerTypical 0.54 acBigger

Bigger than 98% of homes nearby

Year built1985
OlderTypical 2001Newer

Newer than 33% of homes nearby

How 20829 Ridgecrest Rd ranks against every home in each area.
MeasureThis homeLocust 28097Stanly County
Estimated valuepricier than$234,83913% of homes36% of homes
Price per ft²pricier than$30097% of homes92% of homes
Living areabigger than784 ft²2% of homes4% of homes
Lot sizebigger than25.14 ac98% of homes97% of homes
Year builtnewer than198533% of homes60% of homes

About 20829 Ridgecrest Rd

How much is 20829 Ridgecrest Rd, Locust, NC worth?

The TopHap Estimate for 20829 Ridgecrest Rd, Locust, NC is $234,839 as of Jul 14, 2026. The likely range is $192,391 to $277,287. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20829 Ridgecrest Rd, Locust, NC last sell?

20829 Ridgecrest Rd, Locust, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 20829 Ridgecrest Rd, Locust, NC?

20829 Ridgecrest Rd, Locust, NC has 2 bedrooms, 1 bathrooms, 784 square feet of living space and a 25.14-acre lot.

When was 20829 Ridgecrest Rd, Locust, NC built?

20829 Ridgecrest Rd, Locust, NC was built in 1985, making it 41 years old. It is a modular home. The building has 1 story.

What schools serve 20829 Ridgecrest Rd, Locust, NC?

20829 Ridgecrest Rd, Locust, NC is assigned to West Stanly High School (high), rated B-; West Stanly Middle School (middle), rated A-; Endy Elementary School (elementary), rated A-. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20829 Ridgecrest Rd, Locust, NC compare to other homes in Locust 28097?

Among the 3,324 homes in Locust 28097, it is worth more than 13% of them ($234,839 against a typical $380,890), its price per square foot is higher than 97% of them ($300 against a typical $193), it is bigger than 2% of them (784 ft² against a typical 1,759 ft²), its lot is bigger than 98% of them (25.14 ac against a typical 0.54 ac) and it is newer than 33% of them (1985 against a typical 2001). Measured against all of Stanly County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20829 Ridgecrest Rd, Locust, NC?

The 2025 property tax bill for 20829 Ridgecrest Rd, Locust, NC was $624. The county assessed it at $94,492.

Closest homes

More homes in Locust 28097

Assigned schools

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