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Single Family ResidentialResidential
$2,268,072$1,123 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 40How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

209 HIGHLANDS LN

RUIDOSO DOWNS, NM 88346
0
Baths
2,020 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.52 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$2.3M
$897K low$3.6M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$2,157,872
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,726,298
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.6%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$110,200
NATIONSTAR MORTGAGE LLC · recorded Jun 16, 2014

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,387 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,787
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,387
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$19,161

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.70 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLINCOLN
Lot (acres)The size of the land the home sits on, from county records.0.53
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ruidoso High SchoolC
High · Grades 9–12 · 3.0 mi
M
Ruidoso Middle SchoolB-
Middle · Grades 6–8 · 3.1 mi
E
Sierra Vista Primary SchoolC+
Elementary · Grades PK–2 · 3.7 mi

District: Ruidoso Municipal Schools

Neighborhood · ZIP 88346These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.161
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.3.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,083
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$34,555
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$43,948
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

209 Highlands Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Lincoln County
  • Among the highest price per square foot in Lincoln County
  • Bigger than 87% of homes in Ruidoso Downs 88346
  • Has a bigger lot than 69% of homes in Ruidoso Downs 88346

What homes are worth in Ruidoso Downs 88346

Each bar is how many homes fall in that price range. The marker is this home.

This home
$93K$2.4M

This home is worth more than 97% of homes in Ruidoso Downs 88346.

How it measures up in Ruidoso Downs 88346

The dot is this home. The mark in the middle is the typical home in Ruidoso Downs 88346.

Estimated value$2,268,072
CheaperTypical $251,426Pricier

Pricier than 97% of homes nearby

Price per ft²$1123
CheaperTypical $144Pricier

Pricier than 96% of homes nearby

Living area2,020 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.52 ac
SmallerTypical 0.29 acBigger

Bigger than 69% of homes nearby

How 209 Highlands Ln ranks against every home in each area.
MeasureThis homeRuidoso Downs 88346Lincoln County
Estimated valuepricier than$2,268,07297% of homesalmost all homes
Price per ft²pricier than$112396% of homesalmost all homes
Living areabigger than2,020 ft²87% of homes74% of homes
Lot sizebigger than0.52 ac69% of homes58% of homes

About 209 Highlands Ln

How much is 209 Highlands Ln, Ruidoso Downs, NM worth?

The TopHap Estimate for 209 Highlands Ln, Ruidoso Downs, NM is $2,268,072 as of Jul 14, 2026. The likely range is $896,553 to $3,639,592. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 209 Highlands Ln, Ruidoso Downs, NM last sell?

209 Highlands Ln, Ruidoso Downs, NM last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 209 Highlands Ln, Ruidoso Downs, NM?

209 Highlands Ln, Ruidoso Downs, NM has 2,020 square feet of living space and a 0.53-acre lot.

What schools serve 209 Highlands Ln, Ruidoso Downs, NM?

209 Highlands Ln, Ruidoso Downs, NM is assigned to Ruidoso High School (high), rated C; Ruidoso Middle School (middle), rated B-; Sierra Vista Primary School (elementary), rated C+. All sit in Ruidoso Municipal Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 209 Highlands Ln, Ruidoso Downs, NM compare to other homes in Ruidoso Downs 88346?

Among the 1,787 homes in Ruidoso Downs 88346, it is worth more than 97% of them ($2,268,072 against a typical $251,426), its price per square foot is higher than 96% of them ($1123 against a typical $144), it is bigger than 87% of them (2,020 ft² against a typical 1,248 ft²) and its lot is bigger than 69% of them (0.52 ac against a typical 0.29 ac). Measured against all of Lincoln County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Ruidoso Downs 88346

Assigned schools

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