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Single Family ResidenceResidential
$188,326$215 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

2097 ROBERT FORD RD

WATERFORD, MS 38685
2
Baths
875 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.8 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$188K
$143K low$234K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$15,999
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$12,799
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$172,327
MOVEMENT MORTGAGE · recorded Sep 16, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$850 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,629 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,629
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$106,290

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
44
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMarshall
Lot (acres)The size of the land the home sits on, from county records.12.80
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 216 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 38685These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,635
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,648
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,920
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2097 Robert Ford Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 94% of homes in Waterford 38685
  • Smaller than 90% of homes in Marshall County
  • Has a bigger lot than 88% of homes in Marshall County
  • Newer than 82% of homes in Waterford 38685

What homes are worth in Waterford 38685

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$513K

This home is worth more than 58% of homes in Waterford 38685.

How it measures up in Waterford 38685

The dot is this home. The mark in the middle is the typical home in Waterford 38685.

Estimated value$188,326
CheaperTypical $171,338Pricier

Pricier than 58% of homes nearby

Price per ft²$215
CheaperTypical $125Pricier

Pricier than 94% of homes nearby

Living area875 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 15% of homes nearby

Lot size12.8 ac
SmallerTypical 3.9 acBigger

Bigger than 75% of homes nearby

Year built2005
OlderTypical 1989Newer

Newer than 82% of homes nearby

How 2097 Robert Ford Rd ranks against every home in each area.
MeasureThis homeWaterford 38685Marshall County
Estimated valuepricier than$188,32658% of homes48% of homes
Price per ft²pricier than$21594% of homes93% of homes
Living areabigger than875 ft²15% of homes10% of homes
Lot sizebigger than12.8 ac75% of homes88% of homes
Year builtnewer than200582% of homes77% of homes

About 2097 Robert Ford Rd

How much is 2097 Robert Ford Rd, Waterford, MS worth?

The TopHap Estimate for 2097 Robert Ford Rd, Waterford, MS is $188,326 as of Jun 23, 2026. The likely range is $143,127 to $233,524. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2097 Robert Ford Rd, Waterford, MS last sell?

2097 Robert Ford Rd, Waterford, MS last sold on Dec 27, 2021, according to the county's recorded deed.

How big is 2097 Robert Ford Rd, Waterford, MS?

2097 Robert Ford Rd, Waterford, MS has 2 bathrooms, 875 square feet of living space and a 12.80-acre lot.

When was 2097 Robert Ford Rd, Waterford, MS built?

2097 Robert Ford Rd, Waterford, MS was built in 2005, making it 21 years old. The building has 1 story.

How does 2097 Robert Ford Rd, Waterford, MS compare to other homes in Waterford 38685?

Among the 757 homes in Waterford 38685, it is worth more than 58% of them ($188,326 against a typical $171,338), its price per square foot is higher than 94% of them ($215 against a typical $125), it is bigger than 15% of them (875 ft² against a typical 1,344 ft²), its lot is bigger than 75% of them (12.8 ac against a typical 3.9 ac) and it is newer than 82% of them (2005 against a typical 1989). Measured against all of Marshall County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2097 Robert Ford Rd, Waterford, MS?

The 2025 property tax bill for 2097 Robert Ford Rd, Waterford, MS was $850. The county assessed it at $10,629.

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