Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$225,537$176 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $64,800 on Oct 23, 2014

21 RAILROAD AVE

ROSCOE, NY 12776
3
Beds
2 / 1
Baths
1,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$226K
$174K low$277K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$64,800 · Oct 23, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$150,399
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$120,319
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$63,626
ULSTER SAVINGS BANK · recorded Oct 23, 2014
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$11,512
SECRETARY HOUSING URBAN DEVELOPMENT

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,016 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$75,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$67,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$75,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$209,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.38 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySullivan
Lot (acres)The size of the land the home sits on, from county records.0.34
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 144 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Roscoe Central SchoolC
Elementary · Grades PK–12 · 0.3 mi

District: Roscoe Central School District

Neighborhood · ZIP 12776These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.54%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,383
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,518
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,917
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Railroad Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Sullivan County
  • Costs less per square foot than 77% of homes in Sullivan County
  • Smaller than 66% of homes in Roscoe 12776
  • Has a smaller lot than 86% of homes in Roscoe 12776
  • Older than 76% of homes in Sullivan County

What homes are worth in Roscoe 12776

Each bar is how many homes fall in that price range. The marker is this home.

This home
$112K$993K

This home is worth more than 24% of homes in Roscoe 12776.

How it measures up in Roscoe 12776

The dot is this home. The mark in the middle is the typical home in Roscoe 12776.

Estimated value$225,537
CheaperTypical $316,860Pricier

Pricier than 24% of homes nearby

Price per ft²$176
CheaperTypical $206Pricier

Pricier than 37% of homes nearby

Living area1,280 ft²
SmallerTypical 1,534 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.34 ac
SmallerTypical 2.46 acBigger

Bigger than 14% of homes nearby

Year built1940
OlderTypical 1960Newer

Newer than 39% of homes nearby

How 21 Railroad Ave ranks against every home in each area.
MeasureThis homeRoscoe 12776Sullivan County
Estimated valuepricier than$225,53724% of homes18% of homes
Price per ft²pricier than$17637% of homes23% of homes
Living areabigger than1,280 ft²34% of homes36% of homes
Lot sizebigger than0.34 ac14% of homes32% of homes
Year builtnewer than194039% of homes24% of homes

About 21 Railroad Ave

How much is 21 Railroad Ave, Roscoe, NY worth?

The TopHap Estimate for 21 Railroad Ave, Roscoe, NY is $225,537 as of Jun 23, 2026. The likely range is $173,663 to $277,410. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Railroad Ave, Roscoe, NY last sell?

21 Railroad Ave, Roscoe, NY last sold on Oct 23, 2014 for $64,800, according to the county's recorded deed.

How big is 21 Railroad Ave, Roscoe, NY?

21 Railroad Ave, Roscoe, NY has 3 bedrooms, 2 bathrooms, 1,280 square feet of living space and a 0.34-acre lot.

When was 21 Railroad Ave, Roscoe, NY built?

21 Railroad Ave, Roscoe, NY was built in 1940, making it 86 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 21 Railroad Ave, Roscoe, NY?

21 Railroad Ave, Roscoe, NY is assigned to Roscoe Central School (elementary), rated C. All sit in Roscoe Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Railroad Ave, Roscoe, NY compare to other homes in Roscoe 12776?

Among the 1,463 homes in Roscoe 12776, it is worth more than 24% of them ($225,537 against a typical $316,860), its price per square foot is higher than 37% of them ($176 against a typical $206), it is bigger than 34% of them (1,280 ft² against a typical 1,534 ft²), its lot is bigger than 14% of them (0.34 ac against a typical 2.46 ac) and it is newer than 39% of them (1940 against a typical 1960). Measured against all of Sullivan County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21 Railroad Ave, Roscoe, NY?

The 2024 property tax bill for 21 Railroad Ave, Roscoe, NY was $4,016. The county assessed it at $75,000.

Closest homes

More homes in Roscoe 12776

Assigned schools

Explore the area

See this home in context

Open 21 Railroad Ave on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map