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Single Family ResidenceResidential
$414,319$248 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $400,000 on Aug 29, 2023

21 ROLAND PL

SCHENECTADY, NY 12304
4
Beds
2 / 1
Baths
1,674 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1967
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$414K
$379K low$450K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Aug 29, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$42,319
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$33,855
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$372,000
SARATOGA NATIONAL BANK & TRUST CO · 4.87% 1 · recorded Aug 29, 2023

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$186,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$153,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$186,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$338,909

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountySchenectady
Lot (acres)The size of the land the home sits on, from county records.0.48
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 352 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Charlton Heights Elementary SchoolB+
Elementary · Grades KG–5 · 0.6 mi
M
Richard H O'Rourke Middle SchoolA-
Middle · Grades 6–8 · 1.5 mi
H
Burnt Hills-Ballston Lake Senior High SchoolA
High · Grades 9–12 · 2.3 mi

District: Burnt Hills-Ballston Lake Central School District

Neighborhood · ZIP 12304These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.23,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,329 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,506
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,943
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21 Roland Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Schenectady 12304
  • Costs more per square foot than 92% of homes in Schenectady County
  • Has a bigger lot than 94% of homes in Schenectady 12304
  • Newer than 73% of homes in Schenectady 12304

What homes are worth in Schenectady 12304

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$569K

This home is worth more than 90% of homes in Schenectady 12304.

How it measures up in Schenectady 12304

The dot is this home. The mark in the middle is the typical home in Schenectady 12304.

Estimated value$414,319
CheaperTypical $231,615Pricier

Pricier than 90% of homes nearby

Price per ft²$248
CheaperTypical $178Pricier

Pricier than 88% of homes nearby

Living area1,674 ft²
SmallerTypical 1,472 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.48 ac
SmallerTypical 0.17 acBigger

Bigger than 94% of homes nearby

Year built1967
OlderTypical 1945Newer

Newer than 73% of homes nearby

How 21 Roland Pl ranks against every home in each area.
MeasureThis homeSchenectady 12304Schenectady County
Estimated valuepricier than$414,31990% of homes83% of homes
Price per ft²pricier than$24888% of homes92% of homes
Living areabigger than1,674 ft²64% of homes51% of homes
Lot sizebigger than0.48 ac94% of homes78% of homes
Year builtnewer than196773% of homes72% of homes

About 21 Roland Pl

How much is 21 Roland Pl, Schenectady, NY worth?

The TopHap Estimate for 21 Roland Pl, Schenectady, NY is $414,319 as of Jul 14, 2026. The likely range is $378,914 to $449,724. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21 Roland Pl, Schenectady, NY last sell?

21 Roland Pl, Schenectady, NY last sold on Aug 29, 2023 for $400,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 21 Roland Pl, Schenectady, NY?

21 Roland Pl, Schenectady, NY has 4 bedrooms, 2 bathrooms, 1,674 square feet of living space and a 0.48-acre lot.

When was 21 Roland Pl, Schenectady, NY built?

21 Roland Pl, Schenectady, NY was built in 1967, making it 59 years old. It is a split level home. The building has 2 stories.

What schools serve 21 Roland Pl, Schenectady, NY?

21 Roland Pl, Schenectady, NY is assigned to Charlton Heights Elementary School (elementary), rated B+; Richard H O'Rourke Middle School (middle), rated A-; Burnt Hills-Ballston Lake Senior High School (high), rated A. All sit in Burnt Hills-Ballston Lake Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21 Roland Pl, Schenectady, NY compare to other homes in Schenectady 12304?

Among the 6,469 homes in Schenectady 12304, it is worth more than 90% of them ($414,319 against a typical $231,615), its price per square foot is higher than 88% of them ($248 against a typical $178), it is bigger than 64% of them (1,674 ft² against a typical 1,472 ft²), its lot is bigger than 94% of them (0.48 ac against a typical 0.17 ac) and it is newer than 73% of them (1967 against a typical 1945). Measured against all of Schenectady County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Roland Pl

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Assigned schools

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