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Single Family ResidenceResidential
$479,033$183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $233,000 on Dec 9, 2015

31 ROLAND PL

SCHENECTADY, NY 12304
5
Beds
2
Baths
2,615 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$479K
$453K low$505K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$233,000 · Dec 9, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$198,633
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$158,906
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$186,400
CAPITAL COMMUNICATIONS FCU · recorded Dec 9, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$94,000
CAPITAL COMMUNICATIONS FCU

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$257,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$224,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$257,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$468,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountySchenectady
Lot (acres)The size of the land the home sits on, from county records.0.49
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Charlton Heights Elementary SchoolB+
Elementary · Grades KG–5 · 0.6 mi
M
Richard H O'Rourke Middle SchoolA-
Middle · Grades 6–8 · 1.6 mi
H
Burnt Hills-Ballston Lake Senior High SchoolA
High · Grades 9–12 · 2.4 mi

District: Burnt Hills-Ballston Lake Central School District

Neighborhood · ZIP 12304These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.23,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,329 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,506
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,943
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

31 Roland Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Schenectady 12304
  • Bigger than 96% of homes in Schenectady 12304
  • Has a bigger lot than 94% of homes in Schenectady 12304
  • Newer than 72% of homes in Schenectady 12304

What homes are worth in Schenectady 12304

Each bar is how many homes fall in that price range. The marker is this home.

This home
$101K$569K

This home is worth more than 94% of homes in Schenectady 12304.

How it measures up in Schenectady 12304

The dot is this home. The mark in the middle is the typical home in Schenectady 12304.

Estimated value$479,033
CheaperTypical $231,493Pricier

Pricier than 94% of homes nearby

Price per ft²$183
CheaperTypical $178Pricier

Pricier than 53% of homes nearby

Living area2,615 ft²
SmallerTypical 1,470 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.49 ac
SmallerTypical 0.17 acBigger

Bigger than 94% of homes nearby

Year built1966
OlderTypical 1945Newer

Newer than 72% of homes nearby

How 31 Roland Pl ranks against every home in each area.
MeasureThis homeSchenectady 12304Schenectady County
Estimated valuepricier than$479,03394% of homes90% of homes
Price per ft²pricier than$18353% of homes45% of homes
Living areabigger than2,615 ft²96% of homes90% of homes
Lot sizebigger than0.49 ac94% of homes79% of homes
Year builtnewer than196672% of homes72% of homes

About 31 Roland Pl

How much is 31 Roland Pl, Schenectady, NY worth?

The TopHap Estimate for 31 Roland Pl, Schenectady, NY is $479,033 as of Jul 14, 2026. The likely range is $452,885 to $505,181. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 31 Roland Pl, Schenectady, NY last sell?

31 Roland Pl, Schenectady, NY last sold on Dec 9, 2015 for $233,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 31 Roland Pl, Schenectady, NY?

31 Roland Pl, Schenectady, NY has 5 bedrooms, 2 bathrooms, 2,615 square feet of living space and a 0.49-acre lot.

When was 31 Roland Pl, Schenectady, NY built?

31 Roland Pl, Schenectady, NY was built in 1966, making it 60 years old. It is a split level home. The building has 2 stories.

What schools serve 31 Roland Pl, Schenectady, NY?

31 Roland Pl, Schenectady, NY is assigned to Charlton Heights Elementary School (elementary), rated B+; Richard H O'Rourke Middle School (middle), rated A-; Burnt Hills-Ballston Lake Senior High School (high), rated A. All sit in Burnt Hills-Ballston Lake Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 31 Roland Pl, Schenectady, NY compare to other homes in Schenectady 12304?

Among the 6,469 homes in Schenectady 12304, it is worth more than 94% of them ($479,033 against a typical $231,493), its price per square foot is higher than 53% of them ($183 against a typical $178), it is bigger than 96% of them (2,615 ft² against a typical 1,470 ft²), its lot is bigger than 94% of them (0.49 ac against a typical 0.17 ac) and it is newer than 72% of them (1966 against a typical 1945). Measured against all of Schenectady County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Roland Pl

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Assigned schools

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