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Single Family ResidenceResidential
$193,628$160 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $45,000 on Apr 22, 2013

42 ROLAND PL

SCHENECTADY, NY 12304
3
Beds
2
Baths
1,210 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,000 ft²
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$194K
$177K low$211K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$45,000 · Apr 22, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$55,878
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$44,702
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.68%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$137,750
TRUSTCO BANK · recorded Jul 20, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,982 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$98,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$86,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$98,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$162,941

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySCHENECTADY
Lot (acres)The size of the land the home sits on, from county records.0.07
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 294 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Paige Elementary SchoolC
Elementary · Grades PK–5 · 0.7 mi
M
Central Park Middle SchoolD
Middle · Grades 6–8 · 0.7 mi
H
Schenectady High SchoolD+
High · Grades 9–12 · 1.6 mi

District: Schenectady City School District

Neighborhood · ZIP 12304These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.23,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,329 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,506
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,943
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

42 Roland Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Schenectady County
  • Costs less per square foot than 74% of homes in Schenectady County
  • Smaller than 82% of homes in Schenectady County
  • Among the smallest lots in Woodlawn
  • Older than 66% of homes in Woodlawn

What homes are worth in Schenectady 12304

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$573K

This home is worth more than 32% of homes in Schenectady 12304.

How it measures up in Schenectady 12304

The dot is this home. The mark in the middle is the typical home in Schenectady 12304.

Estimated value$193,628
CheaperTypical $231,563Pricier

Pricier than 32% of homes nearby

Price per ft²$160
CheaperTypical $178Pricier

Pricier than 38% of homes nearby

Living area1,210 ft²
SmallerTypical 1,474 ft²Bigger

Bigger than 28% of homes nearby

Lot size3,000 ft²
SmallerTypical 0.17 acBigger

Bigger than 5% of homes nearby

Year built1930
OlderTypical 1945Newer

Newer than 42% of homes nearby

How 42 Roland Pl ranks against every home in each area.
MeasureThis homeWoodlawnSchenectady 12304Schenectady County
Estimated valuepricier than$193,62835% of homes32% of homes13% of homes
Price per ft²pricier than$16041% of homes38% of homes26% of homes
Living areabigger than1,210 ft²40% of homes28% of homes18% of homes
Lot sizebigger than3,000 ft²almost no homes5% of homes3% of homes
Year builtnewer than193034% of homes42% of homes35% of homes

About 42 Roland Pl

How much is 42 Roland Pl, Schenectady, NY worth?

The TopHap Estimate for 42 Roland Pl, Schenectady, NY is $193,628 as of Jul 14, 2026. The likely range is $176,632 to $210,624. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 42 Roland Pl, Schenectady, NY last sell?

42 Roland Pl, Schenectady, NY last sold on Apr 22, 2013 for $45,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 42 Roland Pl, Schenectady, NY?

42 Roland Pl, Schenectady, NY has 3 bedrooms, 2 bathrooms, 1,210 square feet of living space and a 0.07-acre lot.

When was 42 Roland Pl, Schenectady, NY built?

42 Roland Pl, Schenectady, NY was built in 1930, making it 96 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 42 Roland Pl, Schenectady, NY?

42 Roland Pl, Schenectady, NY is assigned to Paige Elementary School (elementary), rated C; Central Park Middle School (middle), rated D; Schenectady High School (high), rated D+. All sit in Schenectady City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 42 Roland Pl, Schenectady, NY compare to other homes in Schenectady 12304?

Among the 6,469 homes in Schenectady 12304, it is worth more than 32% of them ($193,628 against a typical $231,563), its price per square foot is higher than 38% of them ($160 against a typical $178), it is bigger than 28% of them (1,210 ft² against a typical 1,474 ft²), its lot is bigger than 5% of them (3,000 ft² against a typical 0.17 ac) and it is newer than 42% of them (1930 against a typical 1945). Measured against all of Schenectady County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 42 Roland Pl, Schenectady, NY?

The 2025 property tax bill for 42 Roland Pl, Schenectady, NY was $4,982. The county assessed it at $98,400.

Closest homes

More homes in Schenectady 12304

Assigned schools

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