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Single Family ResidenceResidential
$124,313$123 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2176 RIVER RD

HAMILTON, NY 13346
3
Beds
2
Baths
1,012 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.06 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$124K
$114K low$135K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$82,313
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$65,850
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$42,000
NBT BANK NATIONAL ASSOCIATION · R · recorded Aug 5, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,114 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$80,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$60,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$80,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$115,942

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.150 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.1.06
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 136 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hamilton Junior-Senior High SchoolB+
Middle · Grades 6–12 · 2.1 mi
E
Hamilton Elementary SchoolC-
Elementary · Grades PK–5 · 2.1 mi

District: Hamilton Central School District

Neighborhood · ZIP 13346These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.5,944
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.158 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,211
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,641
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2176 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Hamilton 13346
  • Costs less per square foot than 75% of homes in Hamilton 13346
  • Smaller than 85% of homes in Hamilton 13346
  • Newer than 79% of homes in Hamilton 13346

What homes are worth in Hamilton 13346

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$691K

This home is worth more than 7% of homes in Hamilton 13346.

How it measures up in Hamilton 13346

The dot is this home. The mark in the middle is the typical home in Hamilton 13346.

Estimated value$124,313
CheaperTypical $287,576Pricier

Pricier than 7% of homes nearby

Price per ft²$123
CheaperTypical $164Pricier

Pricier than 25% of homes nearby

Living area1,012 ft²
SmallerTypical 1,743 ft²Bigger

Bigger than 15% of homes nearby

Lot size1.06 ac
SmallerTypical 0.8 acBigger

Bigger than 59% of homes nearby

Year built1989
OlderTypical 1958Newer

Newer than 79% of homes nearby

How 2176 River Rd ranks against every home in each area.
MeasureThis homeHamilton 13346Madison County
Estimated valuepricier than$124,3137% of homes13% of homes
Price per ft²pricier than$12325% of homes35% of homes
Living areabigger than1,012 ft²15% of homes16% of homes
Lot sizebigger than1.06 ac59% of homes59% of homes
Year builtnewer than198979% of homes77% of homes

About 2176 River Rd

How much is 2176 River Rd, Hamilton, NY worth?

The TopHap Estimate for 2176 River Rd, Hamilton, NY is $124,313 as of Jul 14, 2026. The likely range is $113,854 to $134,772. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 2176 River Rd, Hamilton, NY?

2176 River Rd, Hamilton, NY has 3 bedrooms, 2 bathrooms, 1,012 square feet of living space and a 1.06-acre lot.

When was 2176 River Rd, Hamilton, NY built?

2176 River Rd, Hamilton, NY was built in 1989, making it 37 years old. It is a ranch home. The building has 1 story.

What schools serve 2176 River Rd, Hamilton, NY?

2176 River Rd, Hamilton, NY is assigned to Hamilton Junior-Senior High School (middle), rated B+; Hamilton Elementary School (elementary), rated C-. All sit in Hamilton Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2176 River Rd, Hamilton, NY compare to other homes in Hamilton 13346?

Among the 2,054 homes in Hamilton 13346, it is worth more than 7% of them ($124,313 against a typical $287,576), its price per square foot is higher than 25% of them ($123 against a typical $164), it is bigger than 15% of them (1,012 ft² against a typical 1,743 ft²), its lot is bigger than 59% of them (1.06 ac against a typical 0.8 ac) and it is newer than 79% of them (1989 against a typical 1958). Measured against all of Madison County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2176 River Rd, Hamilton, NY?

The 2024 property tax bill for 2176 River Rd, Hamilton, NY was $1,114. The county assessed it at $80,000.

Closest homes

More homes in Hamilton 13346

Assigned schools

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