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Single Family ResidenceResidential
$290,540$208 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2176 STATE ROUTE 381

RECTOR, PA 15677
0
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$291K
$253K low$328K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$269,372
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$215,498
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.9%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$21,168
PNC BANK · E · recorded Feb 7, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,508 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,190 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,880
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,310
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,190
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$21,190

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWESTMORELAND
Lot (acres)The size of the land the home sits on, from county records.7.26
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mellon Elementary SchoolB-
Elementary · Grades PK–5 · 4.8 mi
M
Ligonier Valley Middle SchoolB-
Middle · Grades 6–8 · 4.8 mi
H
Ligonier Valley High SchoolC+
High · Grades 9–12 · 5.2 mi

District: Ligonier Valley School District

Neighborhood · ZIP 15677These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.156
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.131
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,969
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,381
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2176 State Route 381 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Westmoreland County
  • Costs more per square foot than 68% of homes in Westmoreland County
  • Has a bigger lot than 98% of homes in Westmoreland County
  • Newer than 84% of homes in Rector 15677

What homes are worth in Rector 15677

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$1M

This home is worth more than 70% of homes in Rector 15677.

How it measures up in Rector 15677

The dot is this home. The mark in the middle is the typical home in Rector 15677.

Estimated value$290,540
CheaperTypical $232,283Pricier

Pricier than 70% of homes nearby

Price per ft²$208
CheaperTypical $193Pricier

Pricier than 61% of homes nearby

Living area1,400 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 45% of homes nearby

Lot size7.26 ac
SmallerTypical 1 acBigger

Bigger than 95% of homes nearby

Year built1983
OlderTypical 1945Newer

Newer than 84% of homes nearby

How 2176 State Route 381 ranks against every home in each area.
MeasureThis homeRector 15677Westmoreland County
Estimated valuepricier than$290,54070% of homes71% of homes
Price per ft²pricier than$20861% of homes68% of homes
Living areabigger than1,400 ft²45% of homes41% of homes
Lot sizebigger than7.26 ac95% of homes98% of homes
Year builtnewer than198384% of homes56% of homes

About 2176 State Route 381

How much is 2176 State Route 381, Rector, PA worth?

The TopHap Estimate for 2176 State Route 381, Rector, PA is $290,540 as of Jul 14, 2026. The likely range is $253,178 to $327,902. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2176 State Route 381, Rector, PA last sell?

2176 State Route 381, Rector, PA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2176 State Route 381, Rector, PA?

2176 State Route 381, Rector, PA has 1,400 square feet of living space and a 7.26-acre lot.

When was 2176 State Route 381, Rector, PA built?

2176 State Route 381, Rector, PA was built in 1983, making it 43 years old. The building has 1 story.

What schools serve 2176 State Route 381, Rector, PA?

2176 State Route 381, Rector, PA is assigned to Mellon Elementary School (elementary), rated B-; Ligonier Valley Middle School (middle), rated B-; Ligonier Valley High School (high), rated C+. All sit in Ligonier Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2176 State Route 381, Rector, PA compare to other homes in Rector 15677?

Among the 274 homes in Rector 15677, it is worth more than 70% of them ($290,540 against a typical $232,283), its price per square foot is higher than 61% of them ($208 against a typical $193), it is bigger than 45% of them (1,400 ft² against a typical 1,440 ft²), its lot is bigger than 95% of them (7.26 ac against a typical 1 ac) and it is newer than 84% of them (1983 against a typical 1945). Measured against all of Westmoreland County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2176 State Route 381, Rector, PA?

The 2026 property tax bill for 2176 State Route 381, Rector, PA was $2,508. The county assessed it at $21,190.

Closest homes

More homes in Rector 15677

Assigned schools

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