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Single Family ResidenceResidential
$220,000$138 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $220,000 on Jul 10, 2026

232 ONEAL DR

ROCK ISLAND, TN 38581
1.5
Baths
1,600 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$220K
$186K low$254K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,000 · Jul 10, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.99%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$222,222
MORTGAGE MORTGAGE · 6.53% 2 · recorded Jul 10, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$744 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$61,525 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,875
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$54,650
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$33,050
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$246,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.178 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWARREN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.0.51
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 102 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eastside Elementary SchoolB+
Elementary · Grades PK–8 · 0.2 mi
H
Warren County High SchoolB-
High · Grades 9–12 · 10.7 mi

District: Warren County School District

Neighborhood · ZIP 38581These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,854
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,454
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 Oneal Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 66% of homes in Rock Island 38581
  • Has a smaller lot than 84% of homes in Rock Island 38581

What homes are worth in Rock Island 38581

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$1.1M

This home is worth more than 56% of homes in Rock Island 38581.

How it measures up in Rock Island 38581

The dot is this home. The mark in the middle is the typical home in Rock Island 38581.

Estimated value$220,000
CheaperTypical $203,311Pricier

Pricier than 56% of homes nearby

Price per ft²$138
CheaperTypical $144Pricier

Pricier than 45% of homes nearby

Living area1,600 ft²
SmallerTypical 1,348 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.51 ac
SmallerTypical 2.5 acBigger

Bigger than 16% of homes nearby

Year built1982
OlderTypical 1985Newer

Newer than 48% of homes nearby

How 232 Oneal Dr ranks against every home in each area.
MeasureThis homeRock Island 38581Warren County
Estimated valuepricier than$220,00056% of homes51% of homes
Price per ft²pricier than$13845% of homes42% of homes
Living areabigger than1,600 ft²66% of homes62% of homes
Lot sizebigger than0.51 ac16% of homes30% of homes
Year builtnewer than198248% of homes55% of homes

About 232 Oneal Dr

How much is 232 Oneal Dr, Rock Island, TN worth?

The TopHap Estimate for 232 Oneal Dr, Rock Island, TN is $220,000 as of Jul 14, 2026. The likely range is $186,193 to $253,807. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 Oneal Dr, Rock Island, TN last sell?

232 Oneal Dr, Rock Island, TN last sold on Jul 10, 2026 for $220,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 232 Oneal Dr, Rock Island, TN?

232 Oneal Dr, Rock Island, TN has 1.5 bathrooms, 1,600 square feet of living space and a 0.51-acre lot.

When was 232 Oneal Dr, Rock Island, TN built?

232 Oneal Dr, Rock Island, TN was built in 1982, making it 44 years old. The building has 1 story.

What schools serve 232 Oneal Dr, Rock Island, TN?

232 Oneal Dr, Rock Island, TN is assigned to Eastside Elementary School (elementary), rated B+; Warren County High School (high), rated B-. All sit in Warren County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 Oneal Dr, Rock Island, TN compare to other homes in Rock Island 38581?

Among the 2,130 homes in Rock Island 38581, it is worth more than 56% of them ($220,000 against a typical $203,311), its price per square foot is higher than 45% of them ($138 against a typical $144), it is bigger than 66% of them (1,600 ft² against a typical 1,348 ft²), its lot is bigger than 16% of them (0.51 ac against a typical 2.5 ac) and it is newer than 48% of them (1982 against a typical 1985). Measured against all of Warren County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 Oneal Dr, Rock Island, TN?

The 2025 property tax bill for 232 Oneal Dr, Rock Island, TN was $744. The county assessed it at $61,525.

Closest homes

More homes in Rock Island 38581

Assigned schools

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