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Rural ResidenceResidential
$639,400$263 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $60,000 on May 23, 2014

2520 ROCK RD

TROY, TX 76579
2
Baths
2,428 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
39.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$639K
$550K low$728K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$60,000 · May 23, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$587,056
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$469,645
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.8%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$52,344
TEXELL FEDERAL CREDIT UNION · recorded Dec 27, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,651 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$311,128 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,251
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$297,877
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$309,934
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$597,718

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.68 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBell
Lot (acres)The size of the land the home sits on, from county records.39.49
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Raymond Mays Middle SchoolA-
Middle · Grades 6–8 · 1.1 mi
E
Mays Elementary School
Elementary · Grades PK–1 · 1.2 mi
H
Troy High SchoolC+
High · Grades 9–12 · 1.3 mi

District: Troy Independent School District

Neighborhood · ZIP 76579These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.4,952
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,709
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,021
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2520 Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Bell County
  • Costs more per square foot than 96% of homes in Bell County
  • Bigger than 87% of homes in Troy 76579
  • Among the largest lots in Bell County
  • Older than 81% of homes in Troy 76579

What homes are worth in Troy 76579

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$856K

This home is worth more than 93% of homes in Troy 76579.

How it measures up in Troy 76579

The dot is this home. The mark in the middle is the typical home in Troy 76579.

Estimated value$639,400
CheaperTypical $259,780Pricier

Pricier than 93% of homes nearby

Price per ft²$263
CheaperTypical $161Pricier

Pricier than 89% of homes nearby

Living area2,428 ft²
SmallerTypical 1,648 ft²Bigger

Bigger than 87% of homes nearby

Lot size39.49 ac
SmallerTypical 0.49 acBigger

Bigger than 98% of homes nearby

Year built1978
OlderTypical 2002Newer

Newer than 19% of homes nearby

How 2520 Rock Rd ranks against every home in each area.
MeasureThis homeTroy 76579Bell County
Estimated valuepricier than$639,40093% of homes96% of homes
Price per ft²pricier than$26389% of homes96% of homes
Living areabigger than2,428 ft²87% of homes82% of homes
Lot sizebigger than39.49 ac98% of homesalmost all homes
Year builtnewer than197819% of homes23% of homes

About 2520 Rock Rd

How much is 2520 Rock Rd, Troy, TX worth?

The TopHap Estimate for 2520 Rock Rd, Troy, TX is $639,400 as of Jul 14, 2026. The likely range is $550,457 to $728,343. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2520 Rock Rd, Troy, TX last sell?

2520 Rock Rd, Troy, TX last sold on May 23, 2014 for $60,000, according to the county's recorded deed.

How big is 2520 Rock Rd, Troy, TX?

2520 Rock Rd, Troy, TX has 2 bathrooms, 2,428 square feet of living space and a 39.49-acre lot.

When was 2520 Rock Rd, Troy, TX built?

2520 Rock Rd, Troy, TX was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 2520 Rock Rd, Troy, TX?

2520 Rock Rd, Troy, TX is assigned to Raymond Mays Middle School (middle), rated A-; Mays Elementary School (elementary); Troy High School (high), rated C+. All sit in Troy Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2520 Rock Rd, Troy, TX compare to other homes in Troy 76579?

Among the 2,371 homes in Troy 76579, it is worth more than 93% of them ($639,400 against a typical $259,780), its price per square foot is higher than 89% of them ($263 against a typical $161), it is bigger than 87% of them (2,428 ft² against a typical 1,648 ft²), its lot is bigger than 98% of them (39.49 ac against a typical 0.49 ac) and it is newer than 19% of them (1978 against a typical 2002). Measured against all of Bell County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2520 Rock Rd, Troy, TX?

The 2024 property tax bill for 2520 Rock Rd, Troy, TX was $1,651. The county assessed it at $311,128.

Closest homes

More homes in Troy 76579

Assigned schools

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