Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$135,608$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 69How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

2545 SADDLE RIDGE LN

MORGANTON, NC 28655
3
Beds
2
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.83 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$136K
$94K low$178K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$503 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$135,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$106,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$135,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$135,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCALDWELL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.3.83
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 384 ft²Patio · 384 ft²Porch · 110 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Gamewell Middle SchoolC
Middle · Grades 6–8 · 3.6 mi
E
Gamewell Elementary SchoolD
Elementary · Grades PK–5 · 3.7 mi
H
West Caldwell High SchoolD-
High · Grades 9–12 · 4.3 mi

District: Caldwell County Schools

Neighborhood · ZIP 28655These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.84

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.56,908
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.180 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,705
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,830
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2545 Saddle Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Morganton 28655
  • Costs less per square foot than 79% of homes in Morganton 28655
  • Smaller than 71% of homes in Caldwell County
  • Has a bigger lot than 87% of homes in Morganton 28655

What homes are worth in Morganton 28655

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$1.1M

This home is worth more than 17% of homes in Morganton 28655.

How it measures up in Morganton 28655

The dot is this home. The mark in the middle is the typical home in Morganton 28655.

Estimated value$135,608
CheaperTypical $235,072Pricier

Pricier than 17% of homes nearby

Price per ft²$118
CheaperTypical $158Pricier

Pricier than 21% of homes nearby

Living area1,152 ft²
SmallerTypical 1,428 ft²Bigger

Bigger than 30% of homes nearby

Lot size3.83 ac
SmallerTypical 0.77 acBigger

Bigger than 87% of homes nearby

Year built1973
OlderTypical 1976Newer

Newer than 46% of homes nearby

How 2545 Saddle Ridge Ln ranks against every home in each area.
MeasureThis homeMorganton 28655Caldwell County
Estimated valuepricier than$135,60817% of homes29% of homes
Price per ft²pricier than$11821% of homes23% of homes
Living areabigger than1,152 ft²30% of homes29% of homes
Lot sizebigger than3.83 ac87% of homes84% of homes
Year builtnewer than197346% of homes46% of homes

About 2545 Saddle Ridge Ln

How much is 2545 Saddle Ridge Ln, Morganton, NC worth?

The TopHap Estimate for 2545 Saddle Ridge Ln, Morganton, NC is $135,608 as of Aug 30, 2026. The likely range is $93,563 to $177,653. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2545 Saddle Ridge Ln, Morganton, NC last sell?

2545 Saddle Ridge Ln, Morganton, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2545 Saddle Ridge Ln, Morganton, NC?

2545 Saddle Ridge Ln, Morganton, NC has 3 bedrooms, 2 bathrooms, 1,152 square feet of living space and a 3.83-acre lot.

When was 2545 Saddle Ridge Ln, Morganton, NC built?

2545 Saddle Ridge Ln, Morganton, NC was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 2545 Saddle Ridge Ln, Morganton, NC?

2545 Saddle Ridge Ln, Morganton, NC is assigned to Gamewell Middle School (middle), rated C; Gamewell Elementary School (elementary), rated D; West Caldwell High School (high), rated D-. All sit in Caldwell County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2545 Saddle Ridge Ln, Morganton, NC compare to other homes in Morganton 28655?

Among the 20,986 homes in Morganton 28655, it is worth more than 17% of them ($135,608 against a typical $235,072), its price per square foot is higher than 21% of them ($118 against a typical $158), it is bigger than 30% of them (1,152 ft² against a typical 1,428 ft²), its lot is bigger than 87% of them (3.83 ac against a typical 0.77 ac) and it is newer than 46% of them (1973 against a typical 1976). Measured against all of Caldwell County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2545 Saddle Ridge Ln, Morganton, NC?

The 2025 property tax bill for 2545 Saddle Ridge Ln, Morganton, NC was $503. The county assessed it at $135,700.

More homes on Saddle Ridge Ln

Closest homes

More homes in Morganton 28655

Assigned schools

Explore the area

See this home in context

Open 2545 Saddle Ridge Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map