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Mobile HomeResidential
$145,449$144 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

2590 SADDLE RIDGE LN

MORGANTON, NC 28655
2
Beds
2
Baths
1,012 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
440 ft²
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$145K
$109K low$182K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$601 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$92,100 (2026)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$92,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$92,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$92,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Mobile Home
StyleThe architectural style of the home, such as ranch or colonial.Mobile Home
CountyCALDWELL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.0.01
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 248 ft²Patio · 48 ft²Porch · 176 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Gamewell Middle SchoolC
Middle · Grades 6–8 · 3.8 mi
E
Gamewell Elementary SchoolD
Elementary · Grades PK–5 · 3.8 mi
H
West Caldwell High SchoolD-
High · Grades 9–12 · 4.5 mi

District: Caldwell County Schools

Neighborhood · ZIP 28655These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.84

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.56,908
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.180 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,705
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,830
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2590 Saddle Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Morganton 28655
  • Smaller than 84% of homes in Caldwell County
  • Among the smallest lots in Morganton 28655
  • Newer than 77% of homes in Morganton 28655

What homes are worth in Morganton 28655

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$1.1M

This home is worth more than 20% of homes in Morganton 28655.

How it measures up in Morganton 28655

The dot is this home. The mark in the middle is the typical home in Morganton 28655.

Estimated value$145,449
CheaperTypical $235,072Pricier

Pricier than 20% of homes nearby

Price per ft²$144
CheaperTypical $158Pricier

Pricier than 40% of homes nearby

Living area1,012 ft²
SmallerTypical 1,428 ft²Bigger

Bigger than 18% of homes nearby

Lot size440 ft²
SmallerTypical 0.77 acBigger

Smaller than almost all homes nearby

Year built1997
OlderTypical 1976Newer

Newer than 77% of homes nearby

How 2590 Saddle Ridge Ln ranks against every home in each area.
MeasureThis homeMorganton 28655Caldwell County
Estimated valuepricier than$145,44920% of homes31% of homes
Price per ft²pricier than$14440% of homes39% of homes
Living areabigger than1,012 ft²18% of homes16% of homes
Lot sizebigger than440 ft²almost no homesalmost no homes
Year builtnewer than199777% of homes75% of homes

About 2590 Saddle Ridge Ln

How much is 2590 Saddle Ridge Ln, Morganton, NC worth?

The TopHap Estimate for 2590 Saddle Ridge Ln, Morganton, NC is $145,449 as of Aug 30, 2026. The likely range is $108,903 to $181,995. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2590 Saddle Ridge Ln, Morganton, NC last sell?

2590 Saddle Ridge Ln, Morganton, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2590 Saddle Ridge Ln, Morganton, NC?

2590 Saddle Ridge Ln, Morganton, NC has 2 bedrooms, 2 bathrooms, 1,012 square feet of living space and a 0.01-acre lot.

When was 2590 Saddle Ridge Ln, Morganton, NC built?

2590 Saddle Ridge Ln, Morganton, NC was built in 1997, making it 29 years old. It is a mobile home home. The building has 1 story.

What schools serve 2590 Saddle Ridge Ln, Morganton, NC?

2590 Saddle Ridge Ln, Morganton, NC is assigned to Gamewell Middle School (middle), rated C; Gamewell Elementary School (elementary), rated D; West Caldwell High School (high), rated D-. All sit in Caldwell County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2590 Saddle Ridge Ln, Morganton, NC compare to other homes in Morganton 28655?

Among the 20,986 homes in Morganton 28655, it is worth more than 20% of them ($145,449 against a typical $235,072), its price per square foot is higher than 40% of them ($144 against a typical $158), it is bigger than 18% of them (1,012 ft² against a typical 1,428 ft²), its lot is bigger than almost none of them (440 ft² against a typical 0.77 ac) and it is newer than 77% of them (1997 against a typical 1976). Measured against all of Caldwell County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2590 Saddle Ridge Ln, Morganton, NC?

The 2025 property tax bill for 2590 Saddle Ridge Ln, Morganton, NC was $601. The county assessed it at $92,100.

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