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Rural ResidenceResidential
$53,243
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 64How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

2576 SADDLE RIDGE LN

MORGANTON, NC 28655
0
Baths
4.39 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$53K
$34K low$72K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$178 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$28,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$28,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.42 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCALDWELL
Lot (acres)The size of the land the home sits on, from county records.4.39
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Gamewell Middle SchoolC
Middle · Grades 6–8 · 3.8 mi
E
Gamewell Elementary SchoolD
Elementary · Grades PK–5 · 3.8 mi
H
West Caldwell High SchoolD-
High · Grades 9–12 · 4.4 mi

District: Caldwell County Schools

Neighborhood · ZIP 28655These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.84

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.56,908
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.180 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,705
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,830
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2576 Saddle Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Morganton 28655
  • Has a bigger lot than 88% of homes in Morganton 28655

What homes are worth in Morganton 28655

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$966K

This home is worth less than almost all homes in Morganton 28655.

How it measures up in Morganton 28655

The dot is this home. The mark in the middle is the typical home in Morganton 28655.

Estimated value$53,243
CheaperTypical $234,822Pricier

Cheaper than almost all homes nearby

Lot size4.39 ac
SmallerTypical 0.78 acBigger

Bigger than 88% of homes nearby

How 2576 Saddle Ridge Ln ranks against every home in each area.
MeasureThis homeMorganton 28655Caldwell County
Estimated valuepricier than$53,243almost no homes7% of homes
Lot sizebigger than4.39 ac88% of homes85% of homes

About 2576 Saddle Ridge Ln

How much is 2576 Saddle Ridge Ln, Morganton, NC worth?

The TopHap Estimate for 2576 Saddle Ridge Ln, Morganton, NC is $53,243 as of Aug 30, 2026. The likely range is $34,093 to $72,393. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2576 Saddle Ridge Ln, Morganton, NC last sell?

2576 Saddle Ridge Ln, Morganton, NC last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 2576 Saddle Ridge Ln, Morganton, NC?

2576 Saddle Ridge Ln, Morganton, NC is assigned to Gamewell Middle School (middle), rated C; Gamewell Elementary School (elementary), rated D; West Caldwell High School (high), rated D-. All sit in Caldwell County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2576 Saddle Ridge Ln, Morganton, NC compare to other homes in Morganton 28655?

Among the 20,985 homes in Morganton 28655, it is worth more than almost none of them ($53,243 against a typical $234,822) and its lot is bigger than 88% of them (4.39 ac against a typical 0.78 ac). Measured against all of Caldwell County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2576 Saddle Ridge Ln, Morganton, NC?

The 2025 property tax bill for 2576 Saddle Ridge Ln, Morganton, NC was $178. The county assessed it at $28,300.

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