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Single Family ResidenceResidential
$473,441$379 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $140,000 on Jul 26, 2019

28 RUGG RD

STERLING, MA 01564
3
Beds
2.5
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$473K
$451K low$496K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$140,000 · Jul 26, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$333,441
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$266,753
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
MARY E NOURSE · P · recorded Jul 26, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,811 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$451,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$129,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$321,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$484,880

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.1.01
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Houghton Elementary SchoolC
Elementary · Grades KG–4 · 2.6 mi
M
Chocksett Middle SchoolB+
Middle · Grades 5–8 · 2.6 mi
H
Wachusett Regional High SchoolB+
High · Grades 9–12 · 9.1 mi

District: Wachusett School District

Neighborhood · ZIP 01564These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.37
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,279
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.261 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,296
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$173,931
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28 Rugg Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Sterling 01564
  • Costs more per square foot than 82% of homes in Sterling 01564
  • Smaller than 84% of homes in Sterling 01564
  • Has a bigger lot than 69% of homes in Worcester County

What homes are worth in Sterling 01564

Each bar is how many homes fall in that price range. The marker is this home.

This home
$266K$1.1M

This home is worth more than 24% of homes in Sterling 01564.

How it measures up in Sterling 01564

The dot is this home. The mark in the middle is the typical home in Sterling 01564.

Estimated value$473,441
CheaperTypical $611,435Pricier

Pricier than 24% of homes nearby

Price per ft²$379
CheaperTypical $333Pricier

Pricier than 82% of homes nearby

Living area1,248 ft²
SmallerTypical 1,900 ft²Bigger

Bigger than 16% of homes nearby

Lot size1.01 ac
SmallerTypical 1.17 acBigger

Bigger than 39% of homes nearby

Year built1979
OlderTypical 1981Newer

Newer than 49% of homes nearby

How 28 Rugg Rd ranks against every home in each area.
MeasureThis homeSterling 01564Worcester County
Estimated valuepricier than$473,44124% of homes47% of homes
Price per ft²pricier than$37982% of homes82% of homes
Living areabigger than1,248 ft²16% of homes24% of homes
Lot sizebigger than1.01 ac39% of homes69% of homes
Year builtnewer than197949% of homes59% of homes

About 28 Rugg Rd

How much is 28 Rugg Rd, Sterling, MA worth?

The TopHap Estimate for 28 Rugg Rd, Sterling, MA is $473,441 as of Jul 14, 2026. The likely range is $451,202 to $495,680. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 28 Rugg Rd, Sterling, MA last sell?

28 Rugg Rd, Sterling, MA last sold on Jul 26, 2019 for $140,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 28 Rugg Rd, Sterling, MA?

28 Rugg Rd, Sterling, MA has 3 bedrooms, 2.5 bathrooms, 1,248 square feet of living space and a 1.01-acre lot.

When was 28 Rugg Rd, Sterling, MA built?

28 Rugg Rd, Sterling, MA was built in 1979, making it 47 years old. It is a ranch home. The building has 1 story.

What schools serve 28 Rugg Rd, Sterling, MA?

28 Rugg Rd, Sterling, MA is assigned to Houghton Elementary School (elementary), rated C; Chocksett Middle School (middle), rated B+; Wachusett Regional High School (high), rated B+. All sit in Wachusett School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28 Rugg Rd, Sterling, MA compare to other homes in Sterling 01564?

Among the 2,985 homes in Sterling 01564, it is worth more than 24% of them ($473,441 against a typical $611,435), its price per square foot is higher than 82% of them ($379 against a typical $333), it is bigger than 16% of them (1,248 ft² against a typical 1,900 ft²), its lot is bigger than 39% of them (1.01 ac against a typical 1.17 ac) and it is newer than 49% of them (1979 against a typical 1981). Measured against all of Worcester County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28 Rugg Rd, Sterling, MA?

The 2025 property tax bill for 28 Rugg Rd, Sterling, MA was $5,811. The county assessed it at $451,200.

Closest homes

More homes in Sterling 01564

Assigned schools

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