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Rural ResidenceResidential
$284,333$72 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

28332 STATE ROUTE 126

BLACK RIVER, NY 13612
4
Beds
4 / 1
Baths
3,923 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
14.78 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$284K
$206K low$363K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.105%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
WATERTOWN SAVINGS BANK · R · recorded Aug 18, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,271 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$456,200 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$418,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$456,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$556,341

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.157 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.14.78
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 708 ft²Porch · 333 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Copenhagen Central SchoolB
Elementary · Grades PK–12 · 7.3 mi

District: Copenhagen Central School District

Neighborhood · ZIP 13612These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,394
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.135 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,398
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,589
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28332 State Route 126 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Black River 13612
  • Costs less per square foot than 98% of homes in Black River 13612
  • Among the largest homes in Black River 13612
  • Has a bigger lot than 94% of homes in Black River 13612
  • Newer than 78% of homes in Jefferson County

What homes are worth in Black River 13612

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$407K

This home is worth more than 74% of homes in Black River 13612.

How it measures up in Black River 13612

The dot is this home. The mark in the middle is the typical home in Black River 13612.

Estimated value$284,333
CheaperTypical $230,365Pricier

Pricier than 74% of homes nearby

Price per ft²$72
CheaperTypical $144Pricier

Pricier than 2% of homes nearby

Living area3,923 ft²
SmallerTypical 1,548 ft²Bigger

Bigger than almost all homes nearby

Lot size14.78 ac
SmallerTypical 0.62 acBigger

Bigger than 94% of homes nearby

Year built1993
OlderTypical 1969Newer

Newer than 74% of homes nearby

How 28332 State Route 126 ranks against every home in each area.
MeasureThis homeBlack River 13612Jefferson County
Estimated valuepricier than$284,33374% of homes74% of homes
Price per ft²pricier than$722% of homes8% of homes
Living areabigger than3,923 ft²almost all homesalmost all homes
Lot sizebigger than14.78 ac94% of homes92% of homes
Year builtnewer than199374% of homes78% of homes

About 28332 State Route 126

How much is 28332 State Route 126, Black River, NY worth?

The TopHap Estimate for 28332 State Route 126, Black River, NY is $284,333 as of Jul 14, 2026. The likely range is $205,847 to $362,819. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 28332 State Route 126, Black River, NY?

28332 State Route 126, Black River, NY has 4 bedrooms, 4 bathrooms, 3,923 square feet of living space and a 14.78-acre lot.

When was 28332 State Route 126, Black River, NY built?

28332 State Route 126, Black River, NY was built in 1993, making it 33 years old. It is a contemporary home. The building has 2 stories.

What schools serve 28332 State Route 126, Black River, NY?

28332 State Route 126, Black River, NY is assigned to Copenhagen Central School (elementary), rated B. All sit in Copenhagen Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28332 State Route 126, Black River, NY compare to other homes in Black River 13612?

Among the 913 homes in Black River 13612, it is worth more than 74% of them ($284,333 against a typical $230,365), its price per square foot is higher than 2% of them ($72 against a typical $144), it is bigger than almost all of them (3,923 ft² against a typical 1,548 ft²), its lot is bigger than 94% of them (14.78 ac against a typical 0.62 ac) and it is newer than 74% of them (1993 against a typical 1969). Measured against all of Jefferson County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28332 State Route 126, Black River, NY?

The 2024 property tax bill for 28332 State Route 126, Black River, NY was $9,271. The county assessed it at $456,200.

Closest homes

More homes in Black River 13612

Assigned schools

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