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Single Family ResidenceResidential
$375,536$93 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

28340 STATE ROUTE 126

BLACK RIVER, NY 13612
6
Beds
4 / 1
Baths
4,054 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.33 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$376K
$270K low$481K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.225%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$750,000
WATERTOWN SAVINGS BANK · R · recorded Aug 28, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
WATERTOWN SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,872 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$306,700 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$272,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$306,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$374,024

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
92
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.67 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.12.33
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,051 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Copenhagen Central SchoolB
Elementary · Grades PK–12 · 7.2 mi

District: Copenhagen Central School District

Neighborhood · ZIP 13612These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,394
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.135 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,398
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,589
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

28340 State Route 126 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Black River 13612
  • Costs less per square foot than 94% of homes in Black River 13612
  • Among the largest homes in Black River 13612
  • Has a bigger lot than 93% of homes in Black River 13612
  • Among the newest homes in Black River 13612

What homes are worth in Black River 13612

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$407K

This home is worth more than 95% of homes in Black River 13612.

How it measures up in Black River 13612

The dot is this home. The mark in the middle is the typical home in Black River 13612.

Estimated value$375,536
CheaperTypical $230,365Pricier

Pricier than 95% of homes nearby

Price per ft²$93
CheaperTypical $144Pricier

Pricier than 6% of homes nearby

Living area4,054 ft²
SmallerTypical 1,548 ft²Bigger

Bigger than almost all homes nearby

Lot size12.33 ac
SmallerTypical 0.62 acBigger

Bigger than 93% of homes nearby

Year built2023
OlderTypical 1969Newer

Newer than almost all homes nearby

How 28340 State Route 126 ranks against every home in each area.
MeasureThis homeBlack River 13612Jefferson County
Estimated valuepricier than$375,53695% of homes88% of homes
Price per ft²pricier than$936% of homes19% of homes
Living areabigger than4,054 ft²almost all homesalmost all homes
Lot sizebigger than12.33 ac93% of homes92% of homes
Year builtnewer than2023almost all homesalmost all homes

About 28340 State Route 126

How much is 28340 State Route 126, Black River, NY worth?

The TopHap Estimate for 28340 State Route 126, Black River, NY is $375,536 as of Jul 14, 2026. The likely range is $270,301 to $480,771. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 28340 State Route 126, Black River, NY?

28340 State Route 126, Black River, NY has 6 bedrooms, 4 bathrooms, 4,054 square feet of living space and a 12.33-acre lot.

When was 28340 State Route 126, Black River, NY built?

28340 State Route 126, Black River, NY was built in 2023, making it 3 years old. It is a contemporary home. The building has 2 stories.

What schools serve 28340 State Route 126, Black River, NY?

28340 State Route 126, Black River, NY is assigned to Copenhagen Central School (elementary), rated B. All sit in Copenhagen Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 28340 State Route 126, Black River, NY compare to other homes in Black River 13612?

Among the 913 homes in Black River 13612, it is worth more than 95% of them ($375,536 against a typical $230,365), its price per square foot is higher than 6% of them ($93 against a typical $144), it is bigger than almost all of them (4,054 ft² against a typical 1,548 ft²), its lot is bigger than 93% of them (12.33 ac against a typical 0.62 ac) and it is newer than almost all of them (2023 against a typical 1969). Measured against all of Jefferson County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 28340 State Route 126, Black River, NY?

The 2024 property tax bill for 28340 State Route 126, Black River, NY was $2,872. The county assessed it at $306,700.

Closest homes

More homes in Black River 13612

Assigned schools

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