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Single Family ResidenceResidential
$498,734$234 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

286 ROUTE 292

PATTERSON, NY 12563
3
Beds
4 / 1
Baths
2,130 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.91 ac
Lot SizeThe size of the land the home sits on, from county records.
1850
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$499K
$426K low$571K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,785 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$399,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$109,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$290,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$399,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$399,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyPutnam
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2014
Lot (acres)The size of the land the home sits on, from county records.4.91
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 104 ft²Patio · 374 ft²Porch · 378 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Matthew Paterson Elementary SchoolB+
Elementary · Grades KG–4 · 1.6 mi
M
George Fischer Middle SchoolC
Middle · Grades 5–8 · 5.3 mi
H
Carmel High SchoolB
High · Grades 9–12 · 6.5 mi

District: Carmel Central School District

Neighborhood · ZIP 12563These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.8,720
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.363 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,016
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,595
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

286 Route 292 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Putnam County
  • Costs less per square foot than 95% of homes in Putnam County
  • Bigger than 69% of homes in Patterson 12563
  • Has a bigger lot than 94% of homes in Putnam County
  • Older than 98% of homes in Patterson 12563

What homes are worth in Patterson 12563

Each bar is how many homes fall in that price range. The marker is this home.

This home
$230K$952K

This home is worth more than 52% of homes in Patterson 12563.

How it measures up in Patterson 12563

The dot is this home. The mark in the middle is the typical home in Patterson 12563.

Estimated value$498,734
CheaperTypical $490,112Pricier

Pricier than 52% of homes nearby

Price per ft²$234
CheaperTypical $303Pricier

Pricier than 11% of homes nearby

Living area2,130 ft²
SmallerTypical 1,672 ft²Bigger

Bigger than 69% of homes nearby

Lot size4.91 ac
SmallerTypical 0.48 acBigger

Bigger than 91% of homes nearby

Year built1850
OlderTypical 1968Newer

Newer than 2% of homes nearby

How 286 Route 292 ranks against every home in each area.
MeasureThis homePatterson 12563Putnam County
Estimated valuepricier than$498,73452% of homes34% of homes
Price per ft²pricier than$23411% of homes5% of homes
Living areabigger than2,130 ft²69% of homes67% of homes
Lot sizebigger than4.91 ac91% of homes94% of homes
Year builtnewer than18502% of homes2% of homes

About 286 Route 292

How much is 286 Route 292, Patterson, NY worth?

The TopHap Estimate for 286 Route 292, Patterson, NY is $498,734 as of Jul 14, 2026. The likely range is $426,159 to $571,309. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 286 Route 292, Patterson, NY?

286 Route 292, Patterson, NY has 3 bedrooms, 4 bathrooms, 2,130 square feet of living space and a 4.91-acre lot.

When was 286 Route 292, Patterson, NY built?

286 Route 292, Patterson, NY was built in 1850, making it 176 years old. It is a colonial home. The building has 2 stories.

What schools serve 286 Route 292, Patterson, NY?

286 Route 292, Patterson, NY is assigned to Matthew Paterson Elementary School (elementary), rated B+; George Fischer Middle School (middle), rated C; Carmel High School (high), rated B. All sit in Carmel Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 286 Route 292, Patterson, NY compare to other homes in Patterson 12563?

Among the 2,684 homes in Patterson 12563, it is worth more than 52% of them ($498,734 against a typical $490,112), its price per square foot is higher than 11% of them ($234 against a typical $303), it is bigger than 69% of them (2,130 ft² against a typical 1,672 ft²), its lot is bigger than 91% of them (4.91 ac against a typical 0.48 ac) and it is newer than 2% of them (1850 against a typical 1968). Measured against all of Putnam County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 286 Route 292, Patterson, NY?

The 2025 property tax bill for 286 Route 292, Patterson, NY was $10,785. The county assessed it at $399,400.

More homes on Route 292

Closest homes

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Assigned schools

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