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Single Family ResidenceResidential
$205,378$247 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2980 STATE ROUTE 10

SUMMIT, NY 12175
2
Beds
1
Baths
832 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.58 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$205K
$189K low$222K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$145,378
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$116,302
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
ROYAL UNITED MORTGAGE LLC · R · recorded Apr 28, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,930 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,250 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,250
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$153,896

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySCHOHARIE
Lot (acres)The size of the land the home sits on, from county records.0.58
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cobleskill-Richmondville High SchoolC
Elementary · Grades 9–12 · 5.4 mi

District: Cobleskill-Richmondville Central School District

Neighborhood · ZIP 12175These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.59%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.593
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,648
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,238
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2980 State Route 10 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Summit 12175
  • Costs more per square foot than 88% of homes in Schoharie County
  • Smaller than 88% of homes in Schoharie County
  • Has a smaller lot than 84% of homes in Summit 12175
  • Older than 79% of homes in Summit 12175

What homes are worth in Summit 12175

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$600K

This home is worth more than 33% of homes in Summit 12175.

How it measures up in Summit 12175

The dot is this home. The mark in the middle is the typical home in Summit 12175.

Estimated value$205,378
CheaperTypical $246,410Pricier

Pricier than 33% of homes nearby

Price per ft²$247
CheaperTypical $181Pricier

Pricier than 82% of homes nearby

Living area832 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.58 ac
SmallerTypical 5.04 acBigger

Bigger than 16% of homes nearby

Year built1940
OlderTypical 1980Newer

Newer than 21% of homes nearby

How 2980 State Route 10 ranks against every home in each area.
MeasureThis homeSummit 12175Schoharie County
Estimated valuepricier than$205,37833% of homes35% of homes
Price per ft²pricier than$24782% of homes88% of homes
Living areabigger than832 ft²23% of homes12% of homes
Lot sizebigger than0.58 ac16% of homes19% of homes
Year builtnewer than194021% of homes33% of homes

About 2980 State Route 10

How much is 2980 State Route 10, Summit, NY worth?

The TopHap Estimate for 2980 State Route 10, Summit, NY is $205,378 as of Jul 14, 2026. The likely range is $188,908 to $221,848. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2980 State Route 10, Summit, NY last sell?

2980 State Route 10, Summit, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2980 State Route 10, Summit, NY?

2980 State Route 10, Summit, NY has 2 bedrooms, 1 bathrooms, 832 square feet of living space and a 0.58-acre lot.

When was 2980 State Route 10, Summit, NY built?

2980 State Route 10, Summit, NY was built in 1940, making it 86 years old. It is a traditional/old home. The building has 1 story.

What schools serve 2980 State Route 10, Summit, NY?

2980 State Route 10, Summit, NY is assigned to Cobleskill-Richmondville High School (elementary), rated C. All sit in Cobleskill-Richmondville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2980 State Route 10, Summit, NY compare to other homes in Summit 12175?

Among the 652 homes in Summit 12175, it is worth more than 33% of them ($205,378 against a typical $246,410), its price per square foot is higher than 82% of them ($247 against a typical $181), it is bigger than 23% of them (832 ft² against a typical 1,216 ft²), its lot is bigger than 16% of them (0.58 ac against a typical 5.04 ac) and it is newer than 21% of them (1940 against a typical 1980). Measured against all of Schoharie County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2980 State Route 10, Summit, NY?

The 2025 property tax bill for 2980 State Route 10, Summit, NY was $3,930. The county assessed it at $59,250.

Closest homes

More homes in Summit 12175

Assigned schools

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