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Single Family ResidenceResidential
$866,608$352 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $254,000 on Aug 19, 2015

3 HEPPNER DR

RUBY, NY 12475
2
Beds
2 / 1
Baths
2,463 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$867K
$796K low$937K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$254,000 · Aug 19, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$400,186
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$320,149
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$291,422
ROCKET MORTGAGE · R · recorded Oct 13, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$175,000
HUDSON VALLEY FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,264 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$714,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$79,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$634,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$626,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$714,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyUlster
Lot (acres)The size of the land the home sits on, from county records.2.00
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 344 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 12475These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.13
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.230
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.290 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,924
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,971
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Heppner Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Ruby 12475
  • Costs more per square foot than 92% of homes in Ruby 12475
  • Bigger than 89% of homes in Ruby 12475
  • Has a bigger lot than 74% of homes in Ruby 12475
  • Newer than 87% of homes in Ruby 12475

What homes are worth in Ruby 12475

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$839K

This home is worth more than almost all homes in Ruby 12475.

How it measures up in Ruby 12475

The dot is this home. The mark in the middle is the typical home in Ruby 12475.

Estimated value$866,608
CheaperTypical $358,599Pricier

Pricier than almost all homes nearby

Price per ft²$352
CheaperTypical $234Pricier

Pricier than 92% of homes nearby

Living area2,463 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 89% of homes nearby

Lot size2 ac
SmallerTypical 1.2 acBigger

Bigger than 74% of homes nearby

Year built1999
OlderTypical 1960Newer

Newer than 87% of homes nearby

How 3 Heppner Dr ranks against every home in each area.
MeasureThis homeRuby 12475Ulster County
Estimated valuepricier than$866,608almost all homes92% of homes
Price per ft²pricier than$35292% of homes79% of homes
Living areabigger than2,463 ft²89% of homes85% of homes
Lot sizebigger than2 ac74% of homes68% of homes
Year builtnewer than199987% of homes86% of homes

About 3 Heppner Dr

How much is 3 Heppner Dr, Ruby, NY worth?

The TopHap Estimate for 3 Heppner Dr, Ruby, NY is $866,608 as of Jul 14, 2026. The likely range is $796,402 to $936,814. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Heppner Dr, Ruby, NY last sell?

3 Heppner Dr, Ruby, NY last sold on Aug 19, 2015 for $254,000, according to the county's recorded deed.

How big is 3 Heppner Dr, Ruby, NY?

3 Heppner Dr, Ruby, NY has 2 bedrooms, 2 bathrooms, 2,463 square feet of living space and a 2.00-acre lot.

When was 3 Heppner Dr, Ruby, NY built?

3 Heppner Dr, Ruby, NY was built in 1999, making it 27 years old. It is a contemporary home. The building has 1 story.

How does 3 Heppner Dr, Ruby, NY compare to other homes in Ruby 12475?

Among the 130 homes in Ruby 12475, it is worth more than almost all of them ($866,608 against a typical $358,599), its price per square foot is higher than 92% of them ($352 against a typical $234), it is bigger than 89% of them (2,463 ft² against a typical 1,600 ft²), its lot is bigger than 74% of them (2 ac against a typical 1.2 ac) and it is newer than 87% of them (1999 against a typical 1960). Measured against all of Ulster County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Heppner Dr, Ruby, NY?

The 2024 property tax bill for 3 Heppner Dr, Ruby, NY was $18,264. The county assessed it at $714,000.

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