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Single Family ResidenceResidential
$127,255
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3 MELODY LN

RIDGE FARM, IL 61870
0
Baths
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$127K
$91K low$163K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$57,997
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$46,398
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$69,258
FIRST FINANCIAL BANK NA · recorded Dec 10, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,440 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,744 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,033
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,711
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$41,281
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$134,232

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyVERMILION
Lot (acres)The size of the land the home sits on, from county records.0.29
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Georgetown-Ridge Farm High SchoolD-
High · Grades 9–12 · 4.8 mi
E
Pine Crest Elementary SchoolD
Elementary · Grades PK–5 · 4.9 mi
M
Mary Miller Junior High SchoolB
Middle · Grades 6–8 · 5.0 mi

District: Georgetown-Ridge Farm Consolidated Unit School District 4

Neighborhood · ZIP 61870These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,525
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,301
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,645
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Melody Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Ridge Farm 61870
  • Has a smaller lot than 68% of homes in Ridge Farm 61870

What homes are worth in Ridge Farm 61870

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$364K

This home is worth more than 73% of homes in Ridge Farm 61870.

How it measures up in Ridge Farm 61870

The dot is this home. The mark in the middle is the typical home in Ridge Farm 61870.

Estimated value$127,255
CheaperTypical $89,534Pricier

Pricier than 73% of homes nearby

Lot size0.3 ac
SmallerTypical 0.5 acBigger

Bigger than 32% of homes nearby

How 3 Melody Ln ranks against every home in each area.
MeasureThis homeRidge Farm 61870Vermilion County
Estimated valuepricier than$127,25573% of homes65% of homes
Lot sizebigger than0.3 ac32% of homes51% of homes

About 3 Melody Ln

How much is 3 Melody Ln, Ridge Farm, IL worth?

The TopHap Estimate for 3 Melody Ln, Ridge Farm, IL is $127,255 as of Jul 14, 2026. The likely range is $91,187 to $163,323. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Melody Ln, Ridge Farm, IL last sell?

3 Melody Ln, Ridge Farm, IL last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 3 Melody Ln, Ridge Farm, IL?

3 Melody Ln, Ridge Farm, IL is assigned to Georgetown-Ridge Farm High School (high), rated D-; Pine Crest Elementary School (elementary), rated D; Mary Miller Junior High School (middle), rated B. All sit in Georgetown-Ridge Farm Consolidated Unit School District 4. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Melody Ln, Ridge Farm, IL compare to other homes in Ridge Farm 61870?

Among the 586 homes in Ridge Farm 61870, it is worth more than 73% of them ($127,255 against a typical $89,534) and its lot is bigger than 32% of them (0.3 ac against a typical 0.5 ac). Measured against all of Vermilion County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Melody Ln, Ridge Farm, IL?

The 2025 property tax bill for 3 Melody Ln, Ridge Farm, IL was $3,440. The county assessed it at $44,744.

More homes on Melody Ln

Closest homes

More homes in Ridge Farm 61870

Assigned schools

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