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Miscellaneous (Residential)Residential
$694,085
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3 N WHITE ROCK RD

HOLMES, NY 12531
0
Baths
9 ac
Lot SizeThe size of the land the home sits on, from county records.
9
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$694K
$618K low$770K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$125,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$101,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$125,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$200,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Miscellaneous (Residential)
CountyDutchess
Lot (acres)The size of the land the home sits on, from county records.9.00
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 252 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pawling Elementary SchoolC
Elementary · Grades PK–4 · 5.0 mi
H
Pawling High SchoolB+
High · Grades 9–12 · 5.9 mi
M
Pawling Middle SchoolB-
Middle · Grades 5–8 · 5.9 mi

District: Pawling Central School District

Neighborhood · ZIP 12531These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,184
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.228 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,772
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,842
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 N White Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Holmes 12531
  • Has a bigger lot than 95% of homes in Dutchess County

What homes are worth in Holmes 12531

Each bar is how many homes fall in that price range. The marker is this home.

This home
$251K$1M

This home is worth more than 81% of homes in Holmes 12531.

How it measures up in Holmes 12531

The dot is this home. The mark in the middle is the typical home in Holmes 12531.

Estimated value$694,085
CheaperTypical $528,928Pricier

Pricier than 81% of homes nearby

Lot size9 ac
SmallerTypical 1.3 acBigger

Bigger than 94% of homes nearby

How 3 N White Rock Rd ranks against every home in each area.
MeasureThis homeHolmes 12531Dutchess County
Estimated valuepricier than$694,08581% of homes81% of homes
Lot sizebigger than9 ac94% of homes95% of homes

About 3 N White Rock Rd

How much is 3 N White Rock Rd, Holmes, NY worth?

The TopHap Estimate for 3 N White Rock Rd, Holmes, NY is $694,085 as of Sep 24, 2026. The likely range is $618,075 to $770,095. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve 3 N White Rock Rd, Holmes, NY?

3 N White Rock Rd, Holmes, NY is assigned to Pawling Elementary School (elementary), rated C; Pawling High School (high), rated B+; Pawling Middle School (middle), rated B-. All sit in Pawling Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 N White Rock Rd, Holmes, NY compare to other homes in Holmes 12531?

Among the 1,212 homes in Holmes 12531, it is worth more than 81% of them ($694,085 against a typical $528,928) and its lot is bigger than 94% of them (9 ac against a typical 1.3 ac). Measured against all of Dutchess County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on N White Rock Rd

Closest homes

More homes in Holmes 12531

Assigned schools

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