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Single Family ResidenceResidential
$503,456$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

4 N WHITE ROCK RD

HOLMES, NY 12531
2
Beds
1
Baths
2,226 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$503K
$409K low$598K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,128 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$273,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$148,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$125,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$273,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$435,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyDutchess
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.4.60
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 300 ft²Porch · 656 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pawling Elementary SchoolB-
Elementary · Grades PK–4 · 5.0 mi
H
Pawling High SchoolA-
High · Grades 9–12 · 5.9 mi
M
Pawling Middle SchoolB-
Middle · Grades 5–8 · 6.0 mi

District: Pawling Central School District

Neighborhood · ZIP 12531These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,184
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.228 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,772
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,842
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 N White Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 91% of homes in Holmes 12531
  • Bigger than 71% of homes in Holmes 12531
  • Has a bigger lot than 90% of homes in Dutchess County

What homes are worth in Holmes 12531

Each bar is how many homes fall in that price range. The marker is this home.

This home
$245K$995K

This home is worth more than 43% of homes in Holmes 12531.

How it measures up in Holmes 12531

The dot is this home. The mark in the middle is the typical home in Holmes 12531.

Estimated value$503,456
CheaperTypical $531,073Pricier

Pricier than 43% of homes nearby

Price per ft²$226
CheaperTypical $306Pricier

Pricier than 9% of homes nearby

Living area2,226 ft²
SmallerTypical 1,754 ft²Bigger

Bigger than 71% of homes nearby

Lot size4.6 ac
SmallerTypical 1.3 acBigger

Bigger than 84% of homes nearby

Year built1960
OlderTypical 1975Newer

Newer than 43% of homes nearby

How 4 N White Rock Rd ranks against every home in each area.
MeasureThis homeHolmes 12531Dutchess County
Estimated valuepricier than$503,45643% of homes52% of homes
Price per ft²pricier than$2269% of homes18% of homes
Living areabigger than2,226 ft²71% of homes71% of homes
Lot sizebigger than4.6 ac84% of homes90% of homes
Year builtnewer than196043% of homes38% of homes

About 4 N White Rock Rd

How much is 4 N White Rock Rd, Holmes, NY worth?

The TopHap Estimate for 4 N White Rock Rd, Holmes, NY is $503,456 as of Aug 30, 2026. The likely range is $409,265 to $597,647. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4 N White Rock Rd, Holmes, NY?

4 N White Rock Rd, Holmes, NY has 2 bedrooms, 1 bathrooms, 2,226 square feet of living space and a 4.60-acre lot.

When was 4 N White Rock Rd, Holmes, NY built?

4 N White Rock Rd, Holmes, NY was built in 1960, making it 66 years old. It is a ranch home. The building has 1 story.

What schools serve 4 N White Rock Rd, Holmes, NY?

4 N White Rock Rd, Holmes, NY is assigned to Pawling Elementary School (elementary), rated B-; Pawling High School (high), rated A-; Pawling Middle School (middle), rated B-. All sit in Pawling Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4 N White Rock Rd, Holmes, NY compare to other homes in Holmes 12531?

Among the 1,205 homes in Holmes 12531, it is worth more than 43% of them ($503,456 against a typical $531,073), its price per square foot is higher than 9% of them ($226 against a typical $306), it is bigger than 71% of them (2,226 ft² against a typical 1,754 ft²), its lot is bigger than 84% of them (4.6 ac against a typical 1.3 ac) and it is newer than 43% of them (1960 against a typical 1975). Measured against all of Dutchess County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 N White Rock Rd, Holmes, NY?

The 2025 property tax bill for 4 N White Rock Rd, Holmes, NY was $12,128. The county assessed it at $273,400.

More homes on N White Rock Rd

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More homes in Holmes 12531

Assigned schools

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