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Single Family ResidenceResidential
$519,436$210 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $235,000 on Jul 1, 2002

3 RUTH EVELYN DR

OXFORD, MA 01540
4
Beds
4 / 1
Baths
2,476 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$519K
$492K low$547K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$235,000 · Jul 1, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.144%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$267,755
HOME LOAN CENTER INC · recorded Jun 18, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$287,500
ENVOY MORTGAGE LTD
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,678 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$527,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$112,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$415,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$527,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWorcester
Lot (acres)The size of the land the home sits on, from county records.1.11
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(12)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oxford High SchoolC-
High · Grades 9–12 · 1.8 mi
M
Oxford Middle SchoolC-
Middle · Grades 6–8 · 1.9 mi
E
Alfred M Chaffee
Elementary · Grades KG–2 · 2.2 mi

District: Oxford School District

Neighborhood · ZIP 01540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.11,464
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.534 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,522
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,462
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3 Ruth Evelyn Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Oxford 01540
  • Costs less per square foot than 95% of homes in Oxford 01540
  • Bigger than 89% of homes in Oxford 01540
  • Has a bigger lot than 76% of homes in Oxford 01540
  • Newer than 78% of homes in Oxford 01540

What homes are worth in Oxford 01540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$284K$755K

This home is worth more than 79% of homes in Oxford 01540.

How it measures up in Oxford 01540

The dot is this home. The mark in the middle is the typical home in Oxford 01540.

Estimated value$519,436
CheaperTypical $421,602Pricier

Pricier than 79% of homes nearby

Price per ft²$210
CheaperTypical $296Pricier

Pricier than 5% of homes nearby

Living area2,476 ft²
SmallerTypical 1,434 ft²Bigger

Bigger than 89% of homes nearby

Lot size1.11 ac
SmallerTypical 0.52 acBigger

Bigger than 76% of homes nearby

Year built1990
OlderTypical 1973Newer

Newer than 78% of homes nearby

How 3 Ruth Evelyn Dr ranks against every home in each area.
MeasureThis homeOxford 01540Worcester County
Estimated valuepricier than$519,43679% of homes57% of homes
Price per ft²pricier than$2105% of homes7% of homes
Living areabigger than2,476 ft²89% of homes79% of homes
Lot sizebigger than1.11 ac76% of homes72% of homes
Year builtnewer than199078% of homes73% of homes

About 3 Ruth Evelyn Dr

How much is 3 Ruth Evelyn Dr, Oxford, MA worth?

The TopHap Estimate for 3 Ruth Evelyn Dr, Oxford, MA is $519,436 as of Jul 14, 2026. The likely range is $492,357 to $546,515. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3 Ruth Evelyn Dr, Oxford, MA last sell?

3 Ruth Evelyn Dr, Oxford, MA last sold on Jul 1, 2002 for $235,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 3 Ruth Evelyn Dr, Oxford, MA?

3 Ruth Evelyn Dr, Oxford, MA has 4 bedrooms, 4 bathrooms, 2,476 square feet of living space and a 1.11-acre lot.

When was 3 Ruth Evelyn Dr, Oxford, MA built?

3 Ruth Evelyn Dr, Oxford, MA was built in 1990, making it 36 years old. It is a cape cod home.

What schools serve 3 Ruth Evelyn Dr, Oxford, MA?

3 Ruth Evelyn Dr, Oxford, MA is assigned to Oxford High School (high), rated C-; Oxford Middle School (middle), rated C-; Alfred M Chaffee (elementary). All sit in Oxford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3 Ruth Evelyn Dr, Oxford, MA compare to other homes in Oxford 01540?

Among the 3,741 homes in Oxford 01540, it is worth more than 79% of them ($519,436 against a typical $421,602), its price per square foot is higher than 5% of them ($210 against a typical $296), it is bigger than 89% of them (2,476 ft² against a typical 1,434 ft²), its lot is bigger than 76% of them (1.11 ac against a typical 0.52 ac) and it is newer than 78% of them (1990 against a typical 1973). Measured against all of Worcester County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3 Ruth Evelyn Dr, Oxford, MA?

The 2025 property tax bill for 3 Ruth Evelyn Dr, Oxford, MA was $6,678. The county assessed it at $527,100.

Closest homes

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Assigned schools

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