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Rural ResidenceResidential
$168,077$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

302 S WATER ST

RURAL VALLEY, PA 16249
4
Beds
1
Baths
1,568 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
33.77 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$168K
$146K low$190K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$168,077
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$134,462

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,061 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$42,320 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,090
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,230
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$120,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyARMSTRONG
Lot (acres)The size of the land the home sits on, from county records.33.77
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 284 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shannock Valley Elementary SchoolC
Elementary · Grades KG–6 · 0.9 mi
M
West Shamokin Junior-Senior High SchoolB
Middle · Grades 7–12 · 2.8 mi

District: Armstrong School District

Neighborhood · ZIP 16249These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.2,373
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,200
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,718
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

302 S Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 94% of homes in Armstrong County
  • Older than 82% of homes in Armstrong County

What homes are worth in Rural Valley 16249

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$482K

This home is worth more than 58% of homes in Rural Valley 16249.

How it measures up in Rural Valley 16249

The dot is this home. The mark in the middle is the typical home in Rural Valley 16249.

Estimated value$168,077
CheaperTypical $153,568Pricier

Pricier than 58% of homes nearby

Price per ft²$107
CheaperTypical $109Pricier

Pricier than 48% of homes nearby

Living area1,568 ft²
SmallerTypical 1,494 ft²Bigger

Bigger than 58% of homes nearby

Lot size33.77 ac
SmallerTypical 1.09 acBigger

Bigger than 89% of homes nearby

Year built1900
OlderTypical 1959Newer

Newer than 20% of homes nearby

How 302 S Water St ranks against every home in each area.
MeasureThis homeRural Valley 16249Armstrong County
Estimated valuepricier than$168,07758% of homes60% of homes
Price per ft²pricier than$10748% of homes53% of homes
Living areabigger than1,568 ft²58% of homes61% of homes
Lot sizebigger than33.77 ac89% of homes94% of homes
Year builtnewer than190020% of homes18% of homes

About 302 S Water St

How much is 302 S Water St, Rural Valley, PA worth?

The TopHap Estimate for 302 S Water St, Rural Valley, PA is $168,077 as of Jul 14, 2026. The likely range is $145,758 to $190,396. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 302 S Water St, Rural Valley, PA last sell?

302 S Water St, Rural Valley, PA last sold on Sep 24, 1998, according to the county's recorded deed.

How big is 302 S Water St, Rural Valley, PA?

302 S Water St, Rural Valley, PA has 4 bedrooms, 1 bathrooms, 1,568 square feet of living space and a 33.77-acre lot.

When was 302 S Water St, Rural Valley, PA built?

302 S Water St, Rural Valley, PA was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 302 S Water St, Rural Valley, PA?

302 S Water St, Rural Valley, PA is assigned to Shannock Valley Elementary School (elementary), rated C; West Shamokin Junior-Senior High School (middle), rated B. All sit in Armstrong School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 302 S Water St, Rural Valley, PA compare to other homes in Rural Valley 16249?

Among the 871 homes in Rural Valley 16249, it is worth more than 58% of them ($168,077 against a typical $153,568), its price per square foot is higher than 48% of them ($107 against a typical $109), it is bigger than 58% of them (1,568 ft² against a typical 1,494 ft²), its lot is bigger than 89% of them (33.77 ac against a typical 1.09 ac) and it is newer than 20% of them (1900 against a typical 1959). Measured against all of Armstrong County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 302 S Water St, Rural Valley, PA?

The 2026 property tax bill for 302 S Water St, Rural Valley, PA was $4,061. The county assessed it at $42,320.

Closest homes

More homes in Rural Valley 16249

Assigned schools

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