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Single Family ResidenceResidential
$399,315$185 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

31 RIVER RD

MIDDLEFIELD, MA 01243
4
Beds
2
Baths
2,164 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$399K
$365K low$434K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$119,315
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$95,452
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
FLORENCE BANK · recorded Mar 3, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
WORONOCO SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,457 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$354,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$318,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$323,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$340,955

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
97
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.145 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyHAMPSHIRE
Lot (acres)The size of the land the home sits on, from county records.6.80
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chester Elementary SchoolC
Elementary · Grades PK–5 · 6.0 mi
M
Gateway Regional Middle School
Middle · Grades 6–8 · 10.7 mi
H
Gateway Regional High SchoolC
High · Grades 9–12 · 10.7 mi

District: Gateway School District

Neighborhood · ZIP 01243These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.77
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,687
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,868
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

31 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Middlefield 01243
  • Costs less per square foot than 93% of homes in Hampshire County
  • Bigger than 74% of homes in Middlefield 01243
  • Has a bigger lot than 90% of homes in Hampshire County
  • Newer than 85% of homes in Middlefield 01243

What homes are worth in Middlefield 01243

Each bar is how many homes fall in that price range. The marker is this home.

This home
$124K$667K

This home is worth more than 80% of homes in Middlefield 01243.

How it measures up in Middlefield 01243

The dot is this home. The mark in the middle is the typical home in Middlefield 01243.

Estimated value$399,315
CheaperTypical $291,792Pricier

Pricier than 80% of homes nearby

Price per ft²$185
CheaperTypical $192Pricier

Pricier than 48% of homes nearby

Living area2,164 ft²
SmallerTypical 1,649 ft²Bigger

Bigger than 74% of homes nearby

Lot size6.8 ac
SmallerTypical 8.02 acBigger

Bigger than 45% of homes nearby

Year built1996
OlderTypical 1968Newer

Newer than 85% of homes nearby

How 31 River Rd ranks against every home in each area.
MeasureThis homeMiddlefield 01243Hampshire County
Estimated valuepricier than$399,31580% of homes40% of homes
Price per ft²pricier than$18548% of homes7% of homes
Living areabigger than2,164 ft²74% of homes73% of homes
Lot sizebigger than6.8 ac45% of homes90% of homes
Year builtnewer than199685% of homes83% of homes

About 31 River Rd

How much is 31 River Rd, Middlefield, MA worth?

The TopHap Estimate for 31 River Rd, Middlefield, MA is $399,315 as of Jul 14, 2026. The likely range is $364,747 to $433,883. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 31 River Rd, Middlefield, MA last sell?

31 River Rd, Middlefield, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 31 River Rd, Middlefield, MA?

31 River Rd, Middlefield, MA has 4 bedrooms, 2 bathrooms, 2,164 square feet of living space and a 6.80-acre lot.

When was 31 River Rd, Middlefield, MA built?

31 River Rd, Middlefield, MA was built in 1996, making it 30 years old. It is a cape cod home. The building has 2 stories.

What schools serve 31 River Rd, Middlefield, MA?

31 River Rd, Middlefield, MA is assigned to Chester Elementary School (elementary), rated C; Gateway Regional Middle School (middle); Gateway Regional High School (high), rated C. All sit in Gateway School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 31 River Rd, Middlefield, MA compare to other homes in Middlefield 01243?

Among the 155 homes in Middlefield 01243, it is worth more than 80% of them ($399,315 against a typical $291,792), its price per square foot is higher than 48% of them ($185 against a typical $192), it is bigger than 74% of them (2,164 ft² against a typical 1,649 ft²), its lot is bigger than 45% of them (6.8 ac against a typical 8.02 ac) and it is newer than 85% of them (1996 against a typical 1968). Measured against all of Hampshire County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 31 River Rd, Middlefield, MA?

The 2025 property tax bill for 31 River Rd, Middlefield, MA was $6,457. The county assessed it at $354,000.

Closest homes

More homes in Middlefield 01243

Assigned schools

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