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Single Family ResidenceResidential
$324,088$220 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $237,000 on May 3, 2007

3104 RUBY DR

WILMINGTON, DE 19810
3
Beds
3 / 1
Baths
1,475 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,178 ft²
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$324K
$317K low$332K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$237,000 · May 3, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$32,188
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$25,750
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$171,900
LOANDEPOT.COM LLC · recorded Jun 8, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,000
BANK OF ENGLAND

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,850 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$316,600 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$62,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Tiny House
CountyNew Castle
Lot (acres)The size of the land the home sits on, from county records.0.05
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Concord High SchoolB
High · Grades 9–12 · 0.5 mi
E
Hanby Elementary SchoolA
Elementary · Grades KG–5 · 0.7 mi
M
Springer Middle SchoolB-
Middle · Grades 6–8 · 1.6 mi

District: Brandywine School District

Neighborhood · ZIP 19810These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.25,700
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,244 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,776
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,276
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.70%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3104 Ruby Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Wilmington 19810
  • Costs less per square foot than 73% of homes in Wilmington 19810
  • Smaller than 87% of homes in Wilmington 19810
  • Has a smaller lot than 98% of homes in Wilmington 19810
  • Newer than 82% of homes in Wilmington 19810

What homes are worth in Wilmington 19810

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$807K

This home is worth more than 10% of homes in Wilmington 19810.

How it measures up in Wilmington 19810

The dot is this home. The mark in the middle is the typical home in Wilmington 19810.

Estimated value$324,088
CheaperTypical $487,221Pricier

Pricier than 10% of homes nearby

Price per ft²$220
CheaperTypical $238Pricier

Pricier than 27% of homes nearby

Living area1,475 ft²
SmallerTypical 2,050 ft²Bigger

Bigger than 13% of homes nearby

Lot size2,178 ft²
SmallerTypical 0.27 acBigger

Bigger than 2% of homes nearby

Year built1977
OlderTypical 1966Newer

Newer than 82% of homes nearby

How 3104 Ruby Dr ranks against every home in each area.
MeasureThis homeWilmington 19810New Castle County
Estimated valuepricier than$324,08810% of homes33% of homes
Price per ft²pricier than$22027% of homes51% of homes
Living areabigger than1,475 ft²13% of homes34% of homes
Lot sizebigger than2,178 ft²2% of homes14% of homes
Year builtnewer than197782% of homes54% of homes

About 3104 Ruby Dr

How much is 3104 Ruby Dr, Wilmington, DE worth?

The TopHap Estimate for 3104 Ruby Dr, Wilmington, DE is $324,088 as of Jul 14, 2026. The likely range is $316,503 to $331,673. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3104 Ruby Dr, Wilmington, DE last sell?

3104 Ruby Dr, Wilmington, DE last sold on May 3, 2007 for $237,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3104 Ruby Dr, Wilmington, DE?

3104 Ruby Dr, Wilmington, DE has 3 bedrooms, 3 bathrooms, 1,475 square feet of living space and a 0.05-acre lot.

When was 3104 Ruby Dr, Wilmington, DE built?

3104 Ruby Dr, Wilmington, DE was built in 1977, making it 49 years old. It is a tiny house home. The building has 2 stories.

What schools serve 3104 Ruby Dr, Wilmington, DE?

3104 Ruby Dr, Wilmington, DE is assigned to Concord High School (high), rated B; Hanby Elementary School (elementary), rated A; Springer Middle School (middle), rated B-. All sit in Brandywine School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3104 Ruby Dr, Wilmington, DE compare to other homes in Wilmington 19810?

Among the 8,996 homes in Wilmington 19810, it is worth more than 10% of them ($324,088 against a typical $487,221), its price per square foot is higher than 27% of them ($220 against a typical $238), it is bigger than 13% of them (1,475 ft² against a typical 2,050 ft²), its lot is bigger than 2% of them (2,178 ft² against a typical 0.27 ac) and it is newer than 82% of them (1977 against a typical 1966). Measured against all of New Castle County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3104 Ruby Dr, Wilmington, DE?

The 2025 property tax bill for 3104 Ruby Dr, Wilmington, DE was $2,850. The county assessed it at $316,600.

Closest homes

More homes in Wilmington 19810

Assigned schools

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