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Single Family ResidenceResidential
$369,900$302 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $365,000 on Jul 17, 2026

3108 RUBY DR

WILMINGTON, DE 19810
3
Beds
1.5
Baths
1,224 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,178 ft²
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$370K
$323K low$416K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$365,000 · Jul 17, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$110,970
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$88,776
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,214 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$280,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$74,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$206,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$240,750

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyNEW CASTLE
Lot (acres)The size of the land the home sits on, from county records.0.05
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Concord High SchoolB
High · Grades 9–12 · 0.5 mi
E
Hanby Elementary SchoolA
Elementary · Grades KG–5 · 0.7 mi
M
Springer Middle SchoolB-
Middle · Grades 6–8 · 1.7 mi

District: Brandywine School District

Neighborhood · ZIP 19810These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.25,700
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,244 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,776
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,276
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.70%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3108 Ruby Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Wilmington 19810
  • Costs more per square foot than 94% of homes in Wilmington 19810
  • Smaller than 94% of homes in Wilmington 19810
  • Has a smaller lot than 98% of homes in Wilmington 19810
  • Newer than 82% of homes in Wilmington 19810

What homes are worth in Wilmington 19810

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$807K

This home is worth more than 14% of homes in Wilmington 19810.

How it measures up in Wilmington 19810

The dot is this home. The mark in the middle is the typical home in Wilmington 19810.

Estimated value$369,900
CheaperTypical $487,221Pricier

Pricier than 14% of homes nearby

Price per ft²$302
CheaperTypical $238Pricier

Pricier than 94% of homes nearby

Living area1,224 ft²
SmallerTypical 2,050 ft²Bigger

Bigger than 6% of homes nearby

Lot size2,178 ft²
SmallerTypical 0.27 acBigger

Bigger than 2% of homes nearby

Year built1977
OlderTypical 1966Newer

Newer than 82% of homes nearby

How 3108 Ruby Dr ranks against every home in each area.
MeasureThis homeWilmington 19810New Castle County
Estimated valuepricier than$369,90014% of homes45% of homes
Price per ft²pricier than$30294% of homes94% of homes
Living areabigger than1,224 ft²6% of homes17% of homes
Lot sizebigger than2,178 ft²2% of homes14% of homes
Year builtnewer than197782% of homes54% of homes

About 3108 Ruby Dr

How much is 3108 Ruby Dr, Wilmington, DE worth?

The TopHap Estimate for 3108 Ruby Dr, Wilmington, DE is $369,900 as of Jul 14, 2026. The likely range is $323,490 to $416,310. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3108 Ruby Dr, Wilmington, DE last sell?

3108 Ruby Dr, Wilmington, DE last sold on Jul 17, 2026 for $365,000, according to the county's recorded deed.

How big is 3108 Ruby Dr, Wilmington, DE?

3108 Ruby Dr, Wilmington, DE has 3 bedrooms, 1.5 bathrooms, 1,224 square feet of living space and a 0.05-acre lot.

When was 3108 Ruby Dr, Wilmington, DE built?

3108 Ruby Dr, Wilmington, DE was built in 1977, making it 49 years old. It is a townhouse home. The building has 2 stories.

What schools serve 3108 Ruby Dr, Wilmington, DE?

3108 Ruby Dr, Wilmington, DE is assigned to Concord High School (high), rated B; Hanby Elementary School (elementary), rated A; Springer Middle School (middle), rated B-. All sit in Brandywine School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3108 Ruby Dr, Wilmington, DE compare to other homes in Wilmington 19810?

Among the 8,996 homes in Wilmington 19810, it is worth more than 14% of them ($369,900 against a typical $487,221), its price per square foot is higher than 94% of them ($302 against a typical $238), it is bigger than 6% of them (1,224 ft² against a typical 2,050 ft²), its lot is bigger than 2% of them (2,178 ft² against a typical 0.27 ac) and it is newer than 82% of them (1977 against a typical 1966). Measured against all of New Castle County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3108 Ruby Dr, Wilmington, DE?

The 2025 property tax bill for 3108 Ruby Dr, Wilmington, DE was $2,214. The county assessed it at $280,400.

Closest homes

More homes in Wilmington 19810

Assigned schools

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