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Orchard (Fruit, Nut)Agriculture / Farming
$674,885$395 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3106 RIVER RD

VERNALIS, CA 95385
3
Beds
1
Baths
1,709 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
39.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$675K
$524K low$826K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$74,885
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$59,908
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$600,000
YOSEMITE LAND BANK FLCA · recorded Feb 8, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,926 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$560,841 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$357,492
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$203,349
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$188,844

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
81
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
4
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Orchard (Fruit, Nut)
CountySTANISLAUS
Lot (acres)The size of the land the home sits on, from county records.39.41
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 769 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Grayson Elementary SchoolD
Elementary · Grades KG–5 · 5.4 mi
M
Creekside Middle SchoolD+
Middle · Grades 6–8 · 11.1 mi
H
Patterson High SchoolC+
High · Grades 9–12 · 11.5 mi

District: Patterson Joint Unified School District

Neighborhood · ZIP 95385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.162
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.276

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.9%
PopulationHow many people live in this area.1,164
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,443
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,361
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3106 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Stanislaus County
  • Costs more per square foot than 93% of homes in Stanislaus County
  • Among the largest lots in Stanislaus County
  • Among the oldest homes in Stanislaus County

What homes are worth in Stanislaus County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$303K$1.5M

This home is worth more than 63% of homes in Stanislaus County.

How it measures up in Stanislaus County

The dot is this home. The mark in the middle is the typical home in Stanislaus County.

Estimated value$674,885
CheaperTypical $450,541Pricier

Pricier than 90% of homes nearby

Price per ft²$395
CheaperTypical $286Pricier

Pricier than 93% of homes nearby

Living area1,709 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 59% of homes nearby

Lot size39.41 ac
SmallerTypical 0.15 acBigger

Bigger than almost all homes nearby

Year built1900
OlderTypical 1984Newer

Older than almost all homes nearby

How 3106 River Rd ranks against every home in each area.
MeasureThis homeStanislaus County
Estimated valuepricier than$674,88590% of homes
Price per ft²pricier than$39593% of homes
Living areabigger than1,709 ft²59% of homes
Lot sizebigger than39.41 acalmost all homes
Year builtnewer than1900almost no homes

About 3106 River Rd

How much is 3106 River Rd, Vernalis, CA worth?

The TopHap Estimate for 3106 River Rd, Vernalis, CA is $674,885 as of Jul 14, 2026. The likely range is $523,530 to $826,240. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3106 River Rd, Vernalis, CA last sell?

3106 River Rd, Vernalis, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3106 River Rd, Vernalis, CA?

3106 River Rd, Vernalis, CA has 3 bedrooms, 1 bathrooms, 1,709 square feet of living space and a 39.41-acre lot.

When was 3106 River Rd, Vernalis, CA built?

3106 River Rd, Vernalis, CA was built in 1900, making it 126 years old.

What schools serve 3106 River Rd, Vernalis, CA?

3106 River Rd, Vernalis, CA is assigned to Grayson Elementary School (elementary), rated D; Creekside Middle School (middle), rated D+; Patterson High School (high), rated C+. All sit in Patterson Joint Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3106 River Rd, Vernalis, CA compare to other homes in Stanislaus County?

Among the 148,469 homes in Stanislaus County, it is worth more than 90% of them ($674,885 against a typical $450,541), its price per square foot is higher than 93% of them ($395 against a typical $286), it is bigger than 59% of them (1,709 ft² against a typical 1,560 ft²), its lot is bigger than almost all of them (39.41 ac against a typical 0.15 ac) and it is newer than almost none of them (1900 against a typical 1984). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3106 River Rd, Vernalis, CA?

The 2025 property tax bill for 3106 River Rd, Vernalis, CA was $6,926. The county assessed it at $560,841.

Closest homes

More homes in Vernalis 95385

Assigned schools

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