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Single Family ResidenceResidential
$682,103$204 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $675,000 on Nov 17, 2025

3114 FOREST SHADOWS DR

CHATTANOOGA, TN 37421
3.5
Baths
3,346 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.86 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$682K
$611K low$753K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$675,000 · Nov 17, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$182,103
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$145,682
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$500,000
MORTGAGE INVESTORS GROUP INC · recorded Nov 17, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,374 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$156,650 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$107,675
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$626,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.57 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHAMILTON
Lot (acres)The size of the land the home sits on, from county records.0.85
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
East Hamilton High SchoolA
High · Grades 9–12 · 1.5 mi
M
East Hamilton Middle SchoolB
Middle · Grades 6–8 · 3.4 mi
E
Wolftever Creek Elementary SchoolB
Elementary · Grades PK–5 · 4.0 mi

District: Hamilton County School District

Neighborhood · ZIP 37421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.126
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.143

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.55,644
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,818 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,889
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,720
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3114 Forest Shadows Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Chattanooga 37421
  • Bigger than 93% of homes in Chattanooga 37421
  • Has a bigger lot than 84% of homes in Chattanooga 37421
  • Newer than 78% of homes in Westview / Mountain Shadows

What homes are worth in Chattanooga 37421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$180K$928K

This home is worth more than 93% of homes in Chattanooga 37421.

How it measures up in Chattanooga 37421

The dot is this home. The mark in the middle is the typical home in Chattanooga 37421.

Estimated value$682,103
CheaperTypical $370,229Pricier

Pricier than 93% of homes nearby

Price per ft²$204
CheaperTypical $197Pricier

Pricier than 57% of homes nearby

Living area3,346 ft²
SmallerTypical 1,908 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.86 ac
SmallerTypical 0.36 acBigger

Bigger than 84% of homes nearby

Year built2003
OlderTypical 1988Newer

Newer than 76% of homes nearby

How 3114 Forest Shadows Dr ranks against every home in each area.
MeasureThis homeWestview / Mountain ShadowsChattanooga 37421Hamilton County
Estimated valuepricier than$682,10388% of homes93% of homes89% of homes
Price per ft²pricier than$20463% of homes57% of homes51% of homes
Living areabigger than3,346 ft²84% of homes93% of homes92% of homes
Lot sizebigger than0.86 ac81% of homes84% of homes75% of homes
Year builtnewer than200378% of homes76% of homes76% of homes

About 3114 Forest Shadows Dr

How much is 3114 Forest Shadows Dr, Chattanooga, TN worth?

The TopHap Estimate for 3114 Forest Shadows Dr, Chattanooga, TN is $682,103 as of Jul 14, 2026. The likely range is $611,420 to $752,786. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3114 Forest Shadows Dr, Chattanooga, TN last sell?

3114 Forest Shadows Dr, Chattanooga, TN last sold on Nov 17, 2025 for $675,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 3114 Forest Shadows Dr, Chattanooga, TN?

3114 Forest Shadows Dr, Chattanooga, TN has 3.5 bathrooms, 3,346 square feet of living space and a 0.85-acre lot.

When was 3114 Forest Shadows Dr, Chattanooga, TN built?

3114 Forest Shadows Dr, Chattanooga, TN was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 3114 Forest Shadows Dr, Chattanooga, TN?

3114 Forest Shadows Dr, Chattanooga, TN is assigned to East Hamilton High School (high), rated A; East Hamilton Middle School (middle), rated B; Wolftever Creek Elementary School (elementary), rated B. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3114 Forest Shadows Dr, Chattanooga, TN compare to other homes in Chattanooga 37421?

Among the 16,255 homes in Chattanooga 37421, it is worth more than 93% of them ($682,103 against a typical $370,229), its price per square foot is higher than 57% of them ($204 against a typical $197), it is bigger than 93% of them (3,346 ft² against a typical 1,908 ft²), its lot is bigger than 84% of them (0.86 ac against a typical 0.36 ac) and it is newer than 76% of them (2003 against a typical 1988). Measured against all of Hamilton County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3114 Forest Shadows Dr, Chattanooga, TN?

The 2025 property tax bill for 3114 Forest Shadows Dr, Chattanooga, TN was $2,374. The county assessed it at $156,650.

Closest homes

More homes in Chattanooga 37421

Assigned schools

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