Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$695,000$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $679,000 on Jul 31, 2026

3132 FOREST SHADOWS DR

CHATTANOOGA, TN 37421
3.5
Baths
3,074 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.74 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$695K
$678K low$712K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$679,000 · Jul 31, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$368,350
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$294,680
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,341 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$154,475 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$103,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$617,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHAMILTON
Lot (acres)The size of the land the home sits on, from county records.0.73
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
East Hamilton High SchoolA
High · Grades 9–12 · 1.6 mi
M
East Hamilton Middle SchoolB
Middle · Grades 6–8 · 3.4 mi
E
Wolftever Creek Elementary SchoolB
Elementary · Grades PK–5 · 3.9 mi

District: Hamilton County School District

Neighborhood · ZIP 37421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.126
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.143

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.55,644
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,818 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,889
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,720
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3132 Forest Shadows Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Chattanooga 37421
  • Costs more per square foot than 82% of homes in Westview / Mountain Shadows
  • Bigger than 90% of homes in Chattanooga 37421
  • Has a bigger lot than 81% of homes in Chattanooga 37421
  • Newer than 77% of homes in Westview / Mountain Shadows

What homes are worth in Chattanooga 37421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$180K$928K

This home is worth more than 94% of homes in Chattanooga 37421.

How it measures up in Chattanooga 37421

The dot is this home. The mark in the middle is the typical home in Chattanooga 37421.

Estimated value$695,000
CheaperTypical $370,229Pricier

Pricier than 94% of homes nearby

Price per ft²$226
CheaperTypical $197Pricier

Pricier than 79% of homes nearby

Living area3,074 ft²
SmallerTypical 1,908 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.74 ac
SmallerTypical 0.36 acBigger

Bigger than 81% of homes nearby

Year built2002
OlderTypical 1988Newer

Newer than 74% of homes nearby

How 3132 Forest Shadows Dr ranks against every home in each area.
MeasureThis homeWestview / Mountain ShadowsChattanooga 37421Hamilton County
Estimated valuepricier than$695,00088% of homes94% of homes89% of homes
Price per ft²pricier than$22682% of homes79% of homes67% of homes
Living areabigger than3,074 ft²80% of homes90% of homes90% of homes
Lot sizebigger than0.74 ac76% of homes81% of homes72% of homes
Year builtnewer than200277% of homes74% of homes75% of homes

About 3132 Forest Shadows Dr

How much is 3132 Forest Shadows Dr, Chattanooga, TN worth?

The TopHap Estimate for 3132 Forest Shadows Dr, Chattanooga, TN is $695,000 as of Jul 14, 2026. The likely range is $678,216 to $711,784. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3132 Forest Shadows Dr, Chattanooga, TN last sell?

3132 Forest Shadows Dr, Chattanooga, TN last sold on Jul 31, 2026 for $679,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3132 Forest Shadows Dr, Chattanooga, TN?

3132 Forest Shadows Dr, Chattanooga, TN has 3.5 bathrooms, 3,074 square feet of living space and a 0.73-acre lot.

When was 3132 Forest Shadows Dr, Chattanooga, TN built?

3132 Forest Shadows Dr, Chattanooga, TN was built in 2002, making it 24 years old. The building has 2 stories.

What schools serve 3132 Forest Shadows Dr, Chattanooga, TN?

3132 Forest Shadows Dr, Chattanooga, TN is assigned to East Hamilton High School (high), rated A; East Hamilton Middle School (middle), rated B; Wolftever Creek Elementary School (elementary), rated B. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3132 Forest Shadows Dr, Chattanooga, TN compare to other homes in Chattanooga 37421?

Among the 16,255 homes in Chattanooga 37421, it is worth more than 94% of them ($695,000 against a typical $370,229), its price per square foot is higher than 79% of them ($226 against a typical $197), it is bigger than 90% of them (3,074 ft² against a typical 1,908 ft²), its lot is bigger than 81% of them (0.74 ac against a typical 0.36 ac) and it is newer than 74% of them (2002 against a typical 1988). Measured against all of Hamilton County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3132 Forest Shadows Dr, Chattanooga, TN?

The 2025 property tax bill for 3132 Forest Shadows Dr, Chattanooga, TN was $2,341. The county assessed it at $154,475.

Closest homes

More homes in Chattanooga 37421

Assigned schools

Explore the area

See this home in context

Open 3132 Forest Shadows Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map