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Rural ResidenceResidential
$393,591$128 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3131 RIVER BLUFF RD

BEDFORD, IN 47421
4
Beds
2.5
Baths
3,076 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
19.98 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$394K
$348K low$439K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$393,591
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$314,873

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,498 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$468,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$433,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$435,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$468,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.47 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyLAWRENCE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.19.98
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Parkview Schools SchoolsB
Elementary · Grades KG–6 · 1.9 mi
M
Bedford Middle SchoolB
Middle · Grades 7–8 · 2.2 mi
H
Bedford North Lawrence High SchoolC
High · Grades 9–12 · 5.0 mi

District: North Lawrence Community Schools

Neighborhood · ZIP 47421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.133
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.27,698
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.153 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,241
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,947
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3131 River Bluff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Lawrence County
  • Bigger than 97% of homes in Bedford 47421
  • Has a bigger lot than 96% of homes in Bedford 47421

What homes are worth in Bedford 47421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$565K

This home is worth more than 91% of homes in Bedford 47421.

How it measures up in Bedford 47421

The dot is this home. The mark in the middle is the typical home in Bedford 47421.

Estimated value$393,591
CheaperTypical $193,584Pricier

Pricier than 91% of homes nearby

Price per ft²$128
CheaperTypical $138Pricier

Pricier than 42% of homes nearby

Living area3,076 ft²
SmallerTypical 1,429 ft²Bigger

Bigger than 97% of homes nearby

Lot size19.98 ac
SmallerTypical 0.59 acBigger

Bigger than 96% of homes nearby

Year built1978
OlderTypical 1966Newer

Newer than 63% of homes nearby

How 3131 River Bluff Rd ranks against every home in each area.
MeasureThis homeBedford 47421Lawrence County
Estimated valuepricier than$393,59191% of homes92% of homes
Price per ft²pricier than$12842% of homes45% of homes
Living areabigger than3,076 ft²97% of homes97% of homes
Lot sizebigger than19.98 ac96% of homes94% of homes
Year builtnewer than197863% of homes58% of homes

About 3131 River Bluff Rd

How much is 3131 River Bluff Rd, Bedford, IN worth?

The TopHap Estimate for 3131 River Bluff Rd, Bedford, IN is $393,591 as of Jul 14, 2026. The likely range is $348,281 to $438,901. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3131 River Bluff Rd, Bedford, IN last sell?

3131 River Bluff Rd, Bedford, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3131 River Bluff Rd, Bedford, IN?

3131 River Bluff Rd, Bedford, IN has 4 bedrooms, 2.5 bathrooms, 3,076 square feet of living space and a 19.98-acre lot.

When was 3131 River Bluff Rd, Bedford, IN built?

3131 River Bluff Rd, Bedford, IN was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 3131 River Bluff Rd, Bedford, IN?

3131 River Bluff Rd, Bedford, IN is assigned to Parkview Schools Schools (elementary), rated B; Bedford Middle School (middle), rated B; Bedford North Lawrence High School (high), rated C. All sit in North Lawrence Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3131 River Bluff Rd, Bedford, IN compare to other homes in Bedford 47421?

Among the 11,469 homes in Bedford 47421, it is worth more than 91% of them ($393,591 against a typical $193,584), its price per square foot is higher than 42% of them ($128 against a typical $138), it is bigger than 97% of them (3,076 ft² against a typical 1,429 ft²), its lot is bigger than 96% of them (19.98 ac against a typical 0.59 ac) and it is newer than 63% of them (1978 against a typical 1966). Measured against all of Lawrence County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3131 River Bluff Rd, Bedford, IN?

The 2025 property tax bill for 3131 River Bluff Rd, Bedford, IN was $4,498. The county assessed it at $468,200.

Closest homes

More homes in Bedford 47421

Assigned schools

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