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TownhouseResidential
$394,529$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $149,000 on Mar 14, 1996

3132 REFLECTION DR

ELWOOD, IL 60421
2.5
Baths
1,975 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.

Valuation

$395K
$378K low$411K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$149,000 · Mar 14, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$294,529
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$235,623
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.27%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
BMO BANK NA · 8.12% 1 · recorded Nov 27, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,100 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$110,863 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,751
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$98,112
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$96,086
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$332,589

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyWILL
Lot (acres)The size of the land the home sits on, from county records.0.50
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Elwood SchoolB+
Elementary · Grades KG–8 · 3.1 mi
H
Joliet Central High SchoolD-
High · Grades 9–12 · 5.3 mi

District: Joliet Township High School District 204

Neighborhood · ZIP 60421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.4,288
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.104 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,464
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,902
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3132 Reflection Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Elwood 60421
  • Costs more per square foot than 79% of homes in Elwood 60421
  • Smaller than 73% of homes in Elwood 60421
  • Has a bigger lot than 87% of homes in Will County
  • Newer than 67% of homes in Will County

What homes are worth in Elwood 60421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$188K$590K

This home is worth more than 78% of homes in Elwood 60421.

How it measures up in Elwood 60421

The dot is this home. The mark in the middle is the typical home in Elwood 60421.

Estimated value$394,529
CheaperTypical $321,057Pricier

Pricier than 78% of homes nearby

Price per ft²$200
CheaperTypical $134Pricier

Pricier than 79% of homes nearby

Living area1,975 ft²
SmallerTypical 2,898 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.5 ac
SmallerTypical 0.36 acBigger

Bigger than 62% of homes nearby

Year built1999
OlderTypical 1999Newer

Newer than 57% of homes nearby

How 3132 Reflection Dr ranks against every home in each area.
MeasureThis homeElwood 60421Will County
Estimated valuepricier than$394,52978% of homes56% of homes
Price per ft²pricier than$20079% of homes43% of homes
Living areabigger than1,975 ft²27% of homes57% of homes
Lot sizebigger than0.5 ac62% of homes87% of homes
Year builtnewer than199957% of homes67% of homes

About 3132 Reflection Dr

How much is 3132 Reflection Dr, Elwood, IL worth?

The TopHap Estimate for 3132 Reflection Dr, Elwood, IL is $394,529 as of Jul 14, 2026. The likely range is $378,133 to $410,925. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3132 Reflection Dr, Elwood, IL last sell?

3132 Reflection Dr, Elwood, IL last sold on Mar 14, 1996 for $149,000, according to the county's recorded deed.

How big is 3132 Reflection Dr, Elwood, IL?

3132 Reflection Dr, Elwood, IL has 2.5 bathrooms, 1,975 square feet of living space and a 0.50-acre lot.

When was 3132 Reflection Dr, Elwood, IL built?

3132 Reflection Dr, Elwood, IL was built in 1999, making it 27 years old. It is a townhouse home.

What schools serve 3132 Reflection Dr, Elwood, IL?

3132 Reflection Dr, Elwood, IL is assigned to Elwood School (elementary), rated B+; Joliet Central High School (high), rated D-. All sit in Joliet Township High School District 204. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3132 Reflection Dr, Elwood, IL compare to other homes in Elwood 60421?

Among the 1,407 homes in Elwood 60421, it is worth more than 78% of them ($394,529 against a typical $321,057), its price per square foot is higher than 79% of them ($200 against a typical $134), it is bigger than 27% of them (1,975 ft² against a typical 2,898 ft²), its lot is bigger than 62% of them (0.5 ac against a typical 0.36 ac) and it is newer than 57% of them (1999 against a typical 1999). Measured against all of Will County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3132 Reflection Dr, Elwood, IL?

The 2025 property tax bill for 3132 Reflection Dr, Elwood, IL was $7,100. The county assessed it at $110,863.

Closest homes

More homes in Elwood 60421

Assigned schools

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