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Single Family ResidenceResidential
$88,961$51 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 65How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

315 W HOWARD ST

DERMA, MS 38839
3
Beds
0
Baths
1,741 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$89K
$58K low$120K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,195 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,409 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$675
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$8,734
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,273
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$62,727

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
38
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCalhoun
Lot (acres)The size of the land the home sits on, from county records.0.20
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Roll Composition (rolled Mineral Roof)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Calhoun City Elementary SchoolB-
Elementary · Grades PK–4 · 1.2 mi
H
Calhoun City High SchoolD
High · Grades 5–12 · 1.7 mi

District: Calhoun County School District

Neighborhood · ZIP 38839These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.5
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.192 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,769
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$49,911
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

315 W Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Derma 38839
  • Costs less per square foot than 81% of homes in Calhoun County
  • Bigger than 83% of homes in Derma 38839
  • Has a smaller lot than 87% of homes in Calhoun County
  • Older than 81% of homes in Calhoun County

What homes are worth in Derma 38839

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$131K

This home is worth more than 79% of homes in Derma 38839.

How it measures up in Derma 38839

The dot is this home. The mark in the middle is the typical home in Derma 38839.

Estimated value$88,961
CheaperTypical $71,729Pricier

Pricier than 79% of homes nearby

Price per ft²$51
CheaperTypical $56Pricier

Pricier than 34% of homes nearby

Living area1,741 ft²
SmallerTypical 1,281 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.2 ac
SmallerTypical 0.3 acBigger

Bigger than 39% of homes nearby

Year built1955
OlderTypical 1972Newer

Newer than 24% of homes nearby

How 315 W Howard St ranks against every home in each area.
MeasureThis homeDerma 38839Calhoun County
Estimated valuepricier than$88,96179% of homes40% of homes
Price per ft²pricier than$5134% of homes19% of homes
Living areabigger than1,741 ft²83% of homes61% of homes
Lot sizebigger than0.2 ac39% of homes13% of homes
Year builtnewer than195524% of homes19% of homes

About 315 W Howard St

How much is 315 W Howard St, Derma, MS worth?

The TopHap Estimate for 315 W Howard St, Derma, MS is $88,961 as of Aug 30, 2026. The likely range is $57,504 to $120,418. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 315 W Howard St, Derma, MS last sell?

315 W Howard St, Derma, MS last sold on Sep 1, 2023, according to the county's recorded deed.

How big is 315 W Howard St, Derma, MS?

315 W Howard St, Derma, MS has 3 bedrooms, 1,741 square feet of living space and a 0.20-acre lot.

When was 315 W Howard St, Derma, MS built?

315 W Howard St, Derma, MS was built in 1955, making it 71 years old.

What schools serve 315 W Howard St, Derma, MS?

315 W Howard St, Derma, MS is assigned to Calhoun City Elementary School (elementary), rated B-; Calhoun City High School (high), rated D. All sit in Calhoun County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 315 W Howard St, Derma, MS compare to other homes in Derma 38839?

Among the 183 homes in Derma 38839, it is worth more than 79% of them ($88,961 against a typical $71,729), its price per square foot is higher than 34% of them ($51 against a typical $56), it is bigger than 83% of them (1,741 ft² against a typical 1,281 ft²), its lot is bigger than 39% of them (0.2 ac against a typical 0.3 ac) and it is newer than 24% of them (1955 against a typical 1972). Measured against all of Calhoun County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 315 W Howard St, Derma, MS?

The 2024 property tax bill for 315 W Howard St, Derma, MS was $1,195. The county assessed it at $9,409.

Closest homes

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