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Single Family ResidenceResidential
$180,648$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $135,636 on Jun 3, 2024

322 2ND ST SW

CLARA CITY, MN 56222
3
Beds
0
Baths
1,288 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.

Valuation

$181K
$158K low$203K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,636 · Jun 3, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,530 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$188,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$178,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$170,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$188,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCHIPPEWA
Lot (acres)The size of the land the home sits on, from county records.0.32
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
MACCRAY High SchoolC-
Middle · Grades 7–12 · 0.5 mi
E
MACCRAY Elementary SchoolB-
Elementary · Grades PK–6 · 0.5 mi

District: M.A.C.C.R.A.Y. School District

Neighborhood · ZIP 56222These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,023
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.20 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,726
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,022
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

322 2nd St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 73% of homes in Chippewa County
  • Newer than 89% of homes in Clara City 56222

What homes are worth in Clara City 56222

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$428K

This home is worth more than 50% of homes in Clara City 56222.

How it measures up in Clara City 56222

The dot is this home. The mark in the middle is the typical home in Clara City 56222.

Estimated value$180,648
CheaperTypical $181,797Pricier

Pricier than 50% of homes nearby

Price per ft²$140
CheaperTypical $151Pricier

Pricier than 40% of homes nearby

Living area1,288 ft²
SmallerTypical 1,111 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.32 ac
SmallerTypical 0.27 acBigger

Bigger than 59% of homes nearby

Year built1987
OlderTypical 1951Newer

Newer than 89% of homes nearby

How 322 2nd St Sw ranks against every home in each area.
MeasureThis homeClara City 56222Chippewa County
Estimated valuepricier than$180,64850% of homes60% of homes
Price per ft²pricier than$14040% of homes44% of homes
Living areabigger than1,288 ft²69% of homes73% of homes
Lot sizebigger than0.32 ac59% of homes56% of homes
Year builtnewer than198789% of homes87% of homes

About 322 2nd St Sw

How much is 322 2nd St Sw, Clara City, MN worth?

The TopHap Estimate for 322 2nd St Sw, Clara City, MN is $180,648 as of Sep 24, 2026. The likely range is $158,121 to $203,175. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 322 2nd St Sw, Clara City, MN last sell?

322 2nd St Sw, Clara City, MN last sold on Jun 3, 2024 for $135,636, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 322 2nd St Sw, Clara City, MN?

322 2nd St Sw, Clara City, MN has 3 bedrooms, 1,288 square feet of living space and a 0.32-acre lot.

When was 322 2nd St Sw, Clara City, MN built?

322 2nd St Sw, Clara City, MN was built in 1987, making it 39 years old. It is a ranch home.

What schools serve 322 2nd St Sw, Clara City, MN?

322 2nd St Sw, Clara City, MN is assigned to MACCRAY High School (middle), rated C-; MACCRAY Elementary School (elementary), rated B-. All sit in M.A.C.C.R.A.Y. School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 322 2nd St Sw, Clara City, MN compare to other homes in Clara City 56222?

Among the 707 homes in Clara City 56222, it is worth more than 50% of them ($180,648 against a typical $181,797), its price per square foot is higher than 40% of them ($140 against a typical $151), it is bigger than 69% of them (1,288 ft² against a typical 1,111 ft²), its lot is bigger than 59% of them (0.32 ac against a typical 0.27 ac) and it is newer than 89% of them (1987 against a typical 1951). Measured against all of Chippewa County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 322 2nd St Sw, Clara City, MN?

The 2026 property tax bill for 322 2nd St Sw, Clara City, MN was $3,530. The county assessed it at $188,000.

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Assigned schools

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